Used Car Loans

Used Car

Buying a used car? Lock in your low rate for 45 days

  • Apply today – get pre-approved before you shop
  • Negotiate like a cash buyer with our exclusive Blank Check®
  • Save time at the dealership

When you’re pre-approved for a used auto loan from Capital One Auto Finance®, it puts you in control at the dealership. You know all your loan terms up front so you can save time, eliminate the financial paperwork and focus on price and the car you want. With our exclusive Blank Check, you can shop at any

Franchised dealership

A franchised car dealership sells new and used cars for auto manufacturers such as Ford, General Motors, Honda, and other major brands. The manufacturer is often listed in the dealership’s name.
 
You may also purchase a used vehicle from CarMax or a dealer affiliated with a major car rental agency, including Alamo, Avis, Budget, Dollar, Enterprise, Hertz, National, Payless and Thrifty.

in the country

Used car loan terms and Annual Percentage Rate (APR)*

36 months—APR as low as 6.34%
48 or 60 months—APR as low as 6.44%
66 or 72 months—APR as low as 7.19%

Calculate your interest rate and monthly payment your used car loan monthly payment
 
Apply online - It's simple and fast

Apply for your used car loan online and get a response in minutes
Upon approval, get a no-obligation Blank Check®  as soon as the next day
Make the Blank Check payable to the dealer and drive away

 
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Effective 4/15/2008, Capital One Auto Finance does not provide financing for the following vehicles: vehicles older than 7 years, vehicles with more than 70,000 miles, auto purchases from individuals (private party or person-to-person auto sales), motorcycles (dealer or private party), or lease buyouts. Vehicle must be purchased from a franchised dealership. View FAQ "Are there any vehicles Capital One Auto Finance does not finance?"
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Used Auto Loan Tools & Resources
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Customer testimonials

“The process was simple and easy. Much easier than going to a local finance company.”

—Donald P.

Capital One Auto Finance
New and Used Auto Loan Applications: 1-800-689-1789
Auto Refinance Applications: 1-877-733-4227
Existing Auto Loan Accounts: 1-800-946-0332
General e-mail inquiries: comment@capitaloneauto.com
Business hours are: Monday through Friday, 9 a.m. to 9 p.m., and Saturday, 10 a.m. to 7 p.m., ET.
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