Digital wallet & payment apps
Add your Capital One card to a digital wallet for fast, secure payments
HOW TO SET UP YOUR DIGITAL WALLET
Select your wallet
Select an existing wallet on your device or download a new one.
Add your cards
Follow the prompts to add Capital One cards to your digital wallet.
Use at checkout
Select your Capital One card at checkout, verify your identity and pay.
CHOOSE YOUR DIGITAL WALLET
BENEFITS OF DIGITAL WALLET APPS
CONVENIENCE
24/7 access to your cards
Digital wallets let you pay without taking out your physical card in stores or typing in your actual card number online.
SECURITY
Keep your actual card number to yourself
Digital wallets often use tokenization to ensure that your actual card number is not shared with the merchant.
MOBILE APP
Manage your accounts anytime, anywhere
Easily manage your digital wallets with the Capital One Mobile app. Plus, monitor your accounts and track spending on the go.
DIGITAL WALLET APP FAQS
What is a digital wallet and how does it work?
A digital wallet allows consumers to make secure transactions with various devices. Essentially a digital version of your real wallet, it can be used for quick and easy payments or easy access to loyalty cards and tickets across desktop, laptop, mobile devices and wearables.
Why should I use a digital wallet?
There are a number of benefits to using a digital wallet for your everyday transactions.
Convenience: A digital wallet allows for storing multiple forms of payment, like credit cards, loyalty cards, digital coupons and other personal data. Get to it quickly and easily from your desktop, laptop, smartphone or smartwatch.
Security: Most digital wallets don’t store your physical card number, which means your private information isn’t seen by the terminal reader or the merchant you’re completing a transaction with.
Simplicity: In most cases, all you have to do is authenticate your identity, then complete your purchase with a few clicks.
Is there a fee associated with using my Capital One card in my digital wallet?
There are no additional fees for using your Capital One card on any of our supported digital wallets. They are completely free features that you can use with your smart devices or on the web. If anything, you might need to download an app.
How are digital wallets more secure?
Digital wallets don’t store the complete number on your physical credit card, so they never share your full financial information with merchants when you make a purchase.
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