How rewards work
Choose rewards that work for you
Travel miles or cash back? Pick the type of rewards that work best for you.
Earn every time, everywhere
Earn rewards every time you use your card to make a purchase.
Redeem
Use rewards as you go or save up for something big. Rewards don't expire for the life of the account.
Travel Rewards
Can't get enough travel?
You can earn miles on every purchase, everywhere and redeem unlimited rewards for all kinds of travel related purchases.
Cash Back Rewards
Love the flexibility of cash back rewards?
Earn unlimited cash back on every purchase with Capital One cash back cards—then redeem it however you want.
Frequently Asked Questions
How can I review and redeem my rewards—or get help if I have questions?
If you are already a Capital One® rewards credit card customer, you can access your rewards information online anytime by signing in to your account. You can even set a specific threshold for redemption in which you would automatically receive your cash back.
If I don’t pay my credit card bill in full every month, will I still earn rewards?
As long as you pay the monthly minimum payment by the due date, you will accumulate rewards.
Can I redeem a portion of my rewards and keep adding to the remaining balance?
Yes, you can redeem any or all of your available rewards whenever you'd like, provided your account is open and in good standing.
What are the requirements to redeem rewards?
Your account must be open and in good standing to be eligible to redeem for rewards.