Offer flexible credit terms to your B2B customers
Capital One Trade Credit helps businesses like yours provide B2B customers with the flexible credit terms and digital tools they need—while supporting you with a flexible credit program tailored to your needs.
Customize your way
Grow sales
Win and retain customers with online tools, extended terms, flexible credit lines and rewards options.
Delight customers
Modernize your customer experience with tech-enabled solutions through each customer touchpoint.
Prescreening
Use credit quality and spend predictors for improved sales targeting.
Online applications
Instant decisioning with online and in-store applications for immediate purchasing.
Tailored solutions
Choose 30, 60, or 90 day terms, fees, and billing treatment for each customer.
Funding
Real-time authorizations, funded or unfunded, with settlements at the frequency of your choice.
Risk protection
Customized credit policies to help protect you from bad debt and fraud.
Payment options
Choose private label or co-branded billing, and paper or electronic invoices and statements.
Servicing
Support your users directly, provide access to SmartView online tools, or leverage our U.S.-based live agents.
Online tools
Enjoy full visibility and control with the SmartView dashboard.
HOW IT WORKS
Customize your credit program
Power your business’s success with flexible end-to-end solutions designed to fit your business needs.
Insights in Action