A digital wallet allows consumers to make secure transactions with various devices. Essentially a digital version of your real wallet, it can be used for quick and easy payments or easy access to loyalty cards and tickets across desktop, laptop, mobile devices and wearables.

It’s convenient—A digital wallet allows for storing multiple forms of payment, like credit cards, loyalty cards, digital coupons and other personal data. Get to it quickly and easily from your desktop, laptop, smartphone or smartwatch. 

It’s more secure—Most digital wallets don’t store your physical card number, which means your private information isn’t seen by the terminal reader or the merchant you’re completing a transaction with. 

It’s simple—In most cases, all you have to do is authenticate your identity, then complete your purchase with a few clicks.

There are no additional fees for using your Capital One card on any of our supported digital wallets. They are completely free features that you can use with your smart devices or on the web. If anything, you might need to download an app.

Digital wallets don’t store the complete number on your physical credit card, so they never share your full financial information with merchants when you make a purchase.