FUNDING YOUR 360 CHECKING ACCOUNT
Just add dough, and you’re ready to go
Adding money to 360 Checking is easy. There’s no minimum, and lots of ways to do it. Add money within 60 days of opening your account, or it’ll close and you’ll have to open a new one.
SO MANY WAYS TO ADD MONEY
Direct deposit
Access your money up to 2 days sooner than payday with early paycheck.
Zelle®
Send and receive money free and fast when you enroll with Zelle®.
ATM and branch
Deposit money into your account at a Capital One location near you.
Mobile deposit
Deposit a check into your account anytime, almost anywhere with mobile deposit.
Money transfer
Transfer between Capital One accounts or link external accounts to your 360 Checking.
Add Cash in Store
Add cash to your 360 Checking account at any CVS®, Walgreens® or Duane Reade by Walgreens® location.
FREQUENTLY ASKED QUESTIONS
Can you transfer funds to a Capital One account from another bank account?
Yes. You can do this by using an online bank transfer app like Zelle®, by check, by wire transfer and more. You can also transfer money between your Capital One account and an external bank account. Follow these simple steps to link an external bank account.
How do I verify my external bank account when transferring money to my 360 Checking account?
After linking your external bank online, simply follow these steps to verify your external account.
What time does Capital One post deposits?
For mobile deposits or deposits made at a Capital One location, they are usually available the next business day. Direct deposits or deposits from external accounts, in most cases, should be available immediately once the transfer is complete. Learn how you can get paid up to 2 days sooner with early paycheck.
Where can I make a cash deposit?
You can make a cash deposit at any Capital One ATM, branch or Café. You may also Add Cash in Store at CVS®, Walgreens® or Duane Reade by Walgreens® locations. Capital One checking customers can deposit cash at select Allpoint® ATMs, but they can’t at MoneyPass® ATMs. Click here to find an ATM that accepts cash near you.