If your card is lost or stolen, you will not be responsible for unauthorized charges.
Account Management
8 Benefits
Eno, your Capital One assistant 1
Eno keeps an eye on your accounts 24/7 and sends alerts when something’s up. You can ask questions about your account and receive instant answers. Learn More.
Automatic Credit Line Reviews
Be automatically considered for a higher credit line in as little as 6 months. Available with these cards that can help you build credit with responsible use.
Proactive Account Alerts
Receive an alert if Capital One detects a potential mistake or unexpected charge. You can also set up personalized emails or text reminders to help you stay on top of your account. Set up my alerts.
Personalized Payment
Pick your own monthly due date and payment method—check, online or at a local branch—all with no fee.
AutoPay
Set up AutoPay for your account and your payments will be made automatically every month.
Authorized Users
Add an authorized user to your account—they’ll share your line of credit and benefits but have their own card and card number so you can see who spent what, on one statement. Learn more.
Balance Transfer
Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.
24/7 Customer Service
Helpful customer service representatives are available to assist you 24 hours a day.
Fraud
Coverage
4 Benefits
$0 Fraud Liability
If your card is lost or stolen, you will not be responsible for unauthorized charges.
Virtual Card Numbers
Keep your real card number to yourself and shop online more securely with virtual card numbers. Learn more about how to generate alias numbers right from a checkout page. 2
Card Lock 3
Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.
Security Alerts
Get notified via text, email and phone if Capital One notices potential suspicious activity on your account. Add your mobile number.
Mobile Apps and Digital Services
4 Benefits
Capital One Mobile App
Manage your account anywhere, anytime. Pay your bill, view your balance and transactions. Learn more about our mobile app.
Eno, your Capital One assistant
Eno keeps an eye on your accounts 24/7, sends alerts when something’s up and is always ready to answer questions—so you can keep moving. Learn more about Eno.
CreditWise from Capital One
Monitor your credit with CreditWise. It’s free for everyone—whether or not you have a Capital One credit card—and it won’t hurt your score. Learn more about the CreditWise app.
Sureswipe / Touch ID
Sign in to Capital One Mobile quickly and securely with your fingerprint or customized pattern.
Credit Card Rewards
9 Benefits
Unlimited Rewards, No Expirations
There's no limit to how much cash back or travel miles you can earn with Capital One rewards credit cards. Plus, your rewards won't expire for the life of the account.
Travel Rewards
Earn travel miles on every purchase. Book through any site or service and redeem for any flight, car rentals, hotels, ride-sharing apps, cruises and more. Compare travel rewards cards
Cash Rewards
Earn cash back on every purchase, every day. Redeem for any amount, and rewards won't expire for the life of the account. Compare cash back cards
Statement Credit 4
Redeem your rewards to lower your account balance.
Get Gift Cards 5
Redeem rewards for gift cards with your favorite merchants.
Transfer Your Miles 6
With our travel rewards cards, you may be able to transfer miles to one of our 15+ travel loyalty programs.
Easy to Redeem
Sign into your account or use Capital One’s mobile banking app to easily view redemption options.
Shop with Rewards at Amazon.com
Pay for your purchases at Amazon.com using your Capital One rewards. Learn more about how to use your rewards at Amazon.
Redeem Rewards with PayPal
Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.
See which rewards cards work best for you.
Travel and Retail Benefits
8 Benefits
Emergency Card Replacement
If your credit card is lost or stolen, you can get an emergency replacement card.
No Foreign Transaction Fees
You won’t pay a transaction fee when making a purchase outside of the United States. Learn more about foreign transaction fees.
Capital One Shopping
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.
Capital One Travel
Earn extra rewards when you book through Capital One Travel using eligible miles cards. Plus, get our best prices on thousands of flights, hotels and rental cars. Explore Capital One Travel.
Capital One Lounge
Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options. Explore the Capital One Lounge.
Partner Lounge Network
Eligible travel rewards cardholders can elevate their travel experience with complimentary visits to one of the global lounge locations in our Partner Lounge Network. Explore the Partner Lounge Network.
50% off Handcrafted Beverages
Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café. 8
Premier
Access
2 Benefits
Capital One Dining
Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.
Capital One Entertainment
Enjoy access to can't miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment
Guides to Visa and Mastercard Benefits
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa card or Mastercard card to secure transactions.
Credit Card Tools and Tips
Find answers and helpful information, whether you’re looking for a new card or getting the most of the card you have.
Looking for a new card?
Compare Capital One credit cards to find rewards or other features that are right for you.
The benefits described pertain to Capital One branded consumer credit cards and may not be available with small business, co-brand and retail partner cards. Some benefits are only available to the primary accountholder and not authorized users. If available, balance transfer requests are subject to approval.
1
Certain bank accounts are not eligible to text with Eno.
2
Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.
3
Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
4
Statement credits lower your account balance, but cannot be used to meet any minimum payment obligations.
5
Redemption rates for these options may vary and are subject to change.
6
Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
7
To receive a statement credit up to $120, you must use your Venture card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.
8
Cafés do not provide the same services as bank branches, but all Cafés have ATMs and Ambassadors who can help you. Visit a Café for details. Food and beverages provided by a third party provider. The 50% off handcrafted beverage discount is applicable with the use of any Capital One credit card, debit card, or co-branded card that displays the Visa or MasterCard logo. Limit one per person (if applicable), while supplies last. Banking products and services offered by Capital One, N.A., Member FDIC. © 2023 Capital One.