Some accounts aren't eligible for increased credit lines upon request. Accounts that are usually ineligible:

• Are new accounts opened within the past several months.
• Are secured credit cards.
• Have received a credit line increase or decrease over the past several months.

Even if your account does not meet either of these criteria, a credit line increase may still be declined for other reasons.

• You make on-time payments (with all creditors).
• You make larger monthly payments that pay down your balance.
• Learn more about the factors that affect your credit score. Download CreditWise from Capital One, our free mobile app.