Credit Cards to Build Credit

Explore cards that could help you build credit with responsible use.

Platinum Secured

Credit Level: REBUILDING
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.
See if You're Pre-ApprovedView important rates and disclosures

Platinum Mastercard®

Credit Level: FAIR
Get the credit you need with no annual fee.
See if You're Pre-ApprovedView important rates and disclosures

QuicksilverOne Rewards

Credit Level: FAIR
Earn unlimited 1.5% cash back on every purchase, every day.
See if You're Pre-ApprovedView important rates and disclosures

Compare card details.

Platinum Secured

Platinum Mastercard®

QuicksilverOne Rewards

Key Benefits
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.Get the credit you need with no annual fee.Earn unlimited 1.5% cash back on every purchase, every day.
Credit Level
REBUILDING FAIR FAIR
Purchase Rate
29.99% variable APR29.99% variable APR29.99% variable APR
Annual Fee
$0$0$39
Customer Reviews
4.4 out of 5 (based on 14,096 reviews)
89% of reviewers recommend the Platinum Secured Card
4.5 out of 5 (based on 9,495 reviews)
91% of reviewers recommend the Platinum Mastercard® Card
4.6 out of 5 (based on 10,273 reviews)
92% of reviewers recommend the QuicksilverOne Rewards Card
HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Pre-Approval Questions

    Answer a few questions to see if you’re eligible.

  2. Step 2 of 3

    Eligible Offers

    Compare cards you’re pre-approved for and choose the offer best for you.

  3. Step 3 of 3

    Shortened Application

    Finish applying with a shortened application.

GET STARTED

See if you're pre-approved for card offers—with no harm to your credit

Find the card that's right for you by checking for offers before you apply.

We need your legal name to verify your identity.

Rate and fee information

Select a product to view the rate and fee information for that card.
Customer Reviews
Select a card to view customer reviews for that card.
  • 5 Star
    64%
  • 4 Star
    20%
  • 3 Star
    8%
  • 2 Star
    4%
  • 1 Star
    4%
4.4 out of 5
Based on 14096 reviews
90 %
of reviewers recommend the Platinum Secured Card
90% of reviewers recommend the Platinum Secured Card
Sort Results:

rSjr142350

Age:
Location:
November 29, 2024

Great card

My card is a perfect card for myself.I love the individual experience

Online Experience:
Customer Service:

3687

Age:
Location:
November 28, 2024

Great features and can easily use

I like having my card and I travel a lot and would like my limit to be a little higher. Thank you

Online Experience:
Customer Service:

Zody91

Age:
Location:
November 28, 2024

Great experience

Capital one help me to build my credit. I am so happy

Online Experience:
Customer Service:

Lil Cutie

Age:
Location:
November 27, 2024

Love it

My Capital One card is a good fit for me because I am trying hard to build my credit and it’s really helping me

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Customer Service:

The most useful review

Age:
Location:
November 27, 2024

Unsecure My Card so I don't have to close the acc.

I was told upon depositing $200 that I'd be given a review at 6 months and unsecure/receive my deposit back. I haven't missed a payment or gone over 30% utilization. Another financial company unsecured my card at 6 months and raised my limit to 1800 as they said they would. I've has this card for 8 or 9 months and nothing. Please unsecure t

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Online Experience:
Customer Service:

CARMENE13

Age:
Location:
November 27, 2024

tHE NUMBER ONE IN MARKETING

CAPITAL ONE IS EXCELLENT I RECOMENDED TO OTHER. YOUR USE ARE GOOD, I USE IN THE PHARMACY AND OTHERS SITE

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Customer Service:

Sweet taste

Age:
Location:
October 28, 2024

A Great Blessing...

My Capital One Card is so awesome! This card buys my Food and Gas! I wish I could get a increase on my credit limit amount!

Online Experience:
Customer Service:

Westcoastpackers

Age:
Location:
October 27, 2024

Love 💕 the tap feature

Love 💗 my rewards points and will use my card for everything

Online Experience:
Customer Service:

Hunter27106

Age:
Location:
October 27, 2024

Needs improvement

So so the limit should be upgrade over the years of use

Online Experience:
Customer Service:

Ricky87

Age:
Location:
October 27, 2024

Great

It helps me build credit and it’s easy to keep track with

Online Experience:
Customer Service: