Credit Cards to Build Credit

Explore cards that could help you build credit with responsible use.

Platinum Secured

Credit Level: REBUILDING
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.
See if You're Pre-ApprovedView important rates and disclosures

Platinum Mastercard®

Credit Level: FAIR
Get the credit you need with no annual fee.
See if You're Pre-ApprovedView important rates and disclosures

QuicksilverOne Rewards

Credit Level: FAIR
Earn unlimited 1.5% cash back on every purchase, every day.
See if You're Pre-ApprovedView important rates and disclosures

Compare card details.

Platinum Secured

Platinum Mastercard®

QuicksilverOne Rewards

Key Benefits
Refundable deposit of $49, $99 or $200 gets you a $200 initial credit line.Get the credit you need with no annual fee.Earn unlimited 1.5% cash back on every purchase, every day.
Credit Level
REBUILDING FAIR FAIR
Purchase Rate
29.74% variable APR29.74% variable APR29.74% variable APR
Annual Fee
$0$0$39
Customer Reviews
4.4 out of 5 (based on 14,124 reviews)
89% of reviewers recommend the Platinum Secured Card
4.5 out of 5 (based on 9,509 reviews)
91% of reviewers recommend the Platinum Mastercard® Card
4.6 out of 5 (based on 10,295 reviews)
92% of reviewers recommend the QuicksilverOne Rewards Card
HOW IT WORKS
As easy as 1, 2, 3!
  1. Step 1 of 3

    Pre-Approval Questions

    Answer a few questions to see if you’re eligible.

  2. Step 2 of 3

    Eligible Offers

    Compare cards you’re pre-approved for and choose the offer best for you.

  3. Step 3 of 3

    Shortened Application

    Finish applying with a shortened application.

GET STARTED

See if you're pre-approved for card offers—with no harm to your credit

Find the card that's right for you by checking for offers before you apply.

We need your legal name to verify your identity.

Rate and fee information

Select a product to view the rate and fee information for that card.
Customer Reviews
Select a card to view customer reviews for that card.
  • 5 Star
    64%
  • 4 Star
    20%
  • 3 Star
    8%
  • 2 Star
    4%
  • 1 Star
    4%
4.4 out of 5
Based on 14124 reviews
90 %
of reviewers recommend the Platinum Secured Card
90% of reviewers recommend the Platinum Secured Card
Sort Results:

Capital one secured card

Age:
Location:
March 27, 2025

Credit line increase

When do you return someone's deposit & give then a credit line increase

Online Experience:
Customer Service:

Martac

Age:
Location:
March 27, 2025

Great way to build credit

This card was good when I needed credit to help build credit. Once credit has been established I think it should be moved to another card with benefits.

Online Experience:
Customer Service:

Jakjak0188

Age:
Location:
March 27, 2025

Everything is great about it

Good for me for in those in between paycheck scenarios at the pump or grocery store

Online Experience:
Customer Service:

TY622

Age:
Location:
March 27, 2025

Good card

This card has helped me build credit. Just wish it had a higher limit.

Online Experience:
Customer Service:

Nich22

Age:
Location:
March 27, 2025

Great for starting credit or rebuilding

My card was able to help me rebuild my credit great company

Online Experience:
Customer Service:

Precious12419693

Age:
Location:
February 27, 2025

Amount

I feel like it takes a lot to get an increase on my card

Online Experience:
Customer Service:

Jeepster73

Age:
Location:
February 27, 2025

A chance to move forward

It gives me the chance to increase my limits to feel like I’m getting further in life

Online Experience:
Customer Service:

Tone Rone

Age:
Location:
February 27, 2025

Not a bad credit builder

My card was decent for for me cause I was able to deposit my own money to start building credit . Downside it’s only 200 dollars and st times more credit is needed but unable to be obtained

Online Experience:
Customer Service:

Lucifer83030

Age:
Location:
February 27, 2025

Good credit card

Love it just don’t love the low limit lol ……………………

Online Experience:
Customer Service:

Bob 27594

Age:
Location:
February 2, 2025

Always accepted and never any issues

My capital one credit card has helped me to rebuild my credit and I'm very thankful.

Online Experience:
Customer Service: