SavorOne Rewards from Capital One
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services with a $39 annual fee.1
Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.
SavorOne Rewards from Capital One
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services with a $39 annual fee.1
Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.
Unlimited Rewards
Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases.1
Annual Fee
$39
Purchase Rate
29.24% variable APR
Automatic credit line reviews
Be automatically considered for a higher credit line in as little as 6 months.
CreditWise
Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. It’s free and available to anyone, whether or not you have a Capital One product.
Fraud coverage
You’re covered by $0 fraud liability for unauthorized charges if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.2
Tap-to-pay convenience
Check out faster and securely with your contactless card. Simply hold or tap your card on a contactless-enabled card reader and you are good to go.
Enjoy these benefits with SavorOne
MAXIMIZE YOUR CASH BACK
Slide the bars to reveal your earning potential3
All Other Purchases
1% cash back
You could earn $132 per year with SavorOne.
Redeem rewards your way
Rewards don’t expire
With SavorOne, your cash back won’t expire for the life of the account.
Redeem any amount
You can use cash back as you go, or save up for a special occasion or big purchase.
Choose your rewards
Redeem cash back for a statement credit, check, gift cards or to cover a recent purchase.
FREQUENTLY ASKED QUESTIONS
How does Capital One determine which purchases qualify for cash back?
Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.
Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.
Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.
What counts as a grocery store?
A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.
What counts as dining?
Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.
What counts as entertainment?
Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.
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Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services.
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$0 fraud liability claims are subject to investigation and verification.
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The actual amount of cash back you earn will depend on your credit limit and purchase activity.