Digital Tools for Easy Money Management

Footnotes

Learn more about FDIC insurance coverage.

Banking products and services provided by Capital One, N.A., Member FDIC.

Web access is needed to use the Mobile app. Check with your service provider for details on specific fees and charges.  

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Some transactions may be delayed.

Transactions can be sent using email or U.S. mobile phone number (U.S. mobile phone numbers only). Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.

Capital One Shopping is a free browser extension available to Capital One and non-Capital One card customers. Enrollment required. Savings and available coupons vary.

Capital One Shopping Credits are subject to terms and conditions that are available at capitaloneshopping.com and are separate from any rewards you may be earning on a Capital One rewards credit card. Signing up for Capital One Shopping does not enroll you into any credit card rewards program.

The Capital One Online Privacy Policy does not cover the Capital One Shopping Services. The Capital One Shopping Privacy Policy can be found at https://capitaloneshopping.com/our-terms/privacy-policy.

Credit approval required. Terms and conditions apply. Final terms may change. Vehicles are sold by participating dealers and are subject to availability. Find out more at capitalone.com/cars.

Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted at the dealer and any required documents.

Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models. Your CreditWise score can be a good measure of your overall credit health, but it is not likely to be the same score used by creditors. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies.

CreditWise Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

Eno is learning all the time and may not catch everything. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions. Review your statements to ensure that all transactions are authorized.

The EMVCo Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

If you redeem your rewards for an account credit, it will usually be applied to your account in 2 to 3 business days, but may take up to 60 days. Account credits lower the account balance but do not count toward your minimum monthly payment. Your minimum monthly payment will still be required.

Digital gift cards are typically delivered via email you provide immediately after placing an order. In some cases, it may take up to 1-2 days.

Please note that the availability of any specific gift card is not guaranteed.

Rewards redemption rates vary and are subject to change.

Digital tools built for ease

With smart digital tools you can count on, confidence comes easy.

Digital tools built for ease

With smart digital tools you can count on, confidence comes easy.

DIGITAL TOOLS FOR YOUR DIGITAL LIFE

Save time

Stay protected

Get insights

SHOP WITH EASE

Save automatically at checkout

HELP PROTECT YOUR ACCOUNTS

Keep your actual card number private

MANAGE YOUR MONEY

Stay on top of your credit health

CAPITAL ONE MOBILE APP

Add cash in store

Pay bills online

Redeem rewards

Deposit checks

Easier car shopping