Samsung Pay simplifies your transactions and is accepted virtually everywhere.

Samsung Pay is a more secure and easy-to-use mobile payment option accepted at most stores. With multiple layers of security and authentication, Samsung Pay is a great option for when you’re on the go and want to complete a transaction quickly with your Samsung smart device.

Samsung Pay is currently available for most Capital One credit cards. It’s not currently available on all partner cards or debit cards, though it may be in the future.

Pay in stores:

• Phone: Swipe up from your Samsung smartphone home page or open the Samsung Pay app, tap Pay, and choose the card you’d like to use. Then authenticate using your preferred way to verify your identity. If you have fingerprint security set up, simply place your finger on your phone's fingerprint scanner. Next you’ll hold the back of the phone up to the contactless reader and complete your purchase.
• Watch: Press and hold the Back button OR open Samsung Pay on the App screen. Select which card you’d like to use and tap Pay. Then hold your watch over the payment reader to complete your purchase.

Samsung Pay uses two technologies that allow it to work virtually anywhere:

• Magnetic secure transmission (MST) is accepted at nearly all payment terminals with a card reader, but availability and functionality may differ by region.
• Near-field communication (NFC) allows you to make tap-to-pay transactions at contactless terminals wherever you see the Samsung Pay or contactless symbols.

Note: Watch does not have MST payment capability and only supports NFC payment. Samsung Pay is not available on iOS devices. To use Samsung Pay on your smartwatch with a non-Samsung phone, you must update to Android 6.0 or higher.