Paying off your auto loan

Your auto loan is paid off! Now what?

Paying off your auto loan

Your auto loan is paid off! Now what?

Here are three things to know after paying off your loan:

  1. Capital One is responsible for releasing our lien. Once your loan is paid off, we will release our lien from your title. 

  2. Make sure you have no other liens on your vehicle. This ensures that no one else has ownership rights to your vehicle. You can get a lien-free title by contacting your local Department of Motor Vehicles and updating their records. See our guide to title release for more state specific information about changing and removing liens from your title.

  3. Check how your state handles title release. In some states, you may have to take action to have your title released. We will inform you if you need to take any action.