Electronic transfers between your Capital One bank accounts are instant.
Transfers from your Capital One bank account to your external bank accounts
Electronic transfers from your Capital One bank account to your external bank accounts, may take one to three business days.
Transfers from your external bank account to your Capital One bank account
Transfers set up before 5 PM ET will post to your Capital One account the same business day and be subject to standard hold times. Transfers set up after 5 PM ET will post to your Capital One account the following business day and be subject to standard hold times.
For more information about how long it takes for your funds to be available in your account, please review the “Deposit availability disclosure” section under the Account disclosures.
Please note: Federal holidays and weekends are not considered business days.
Electronic transfers are subject to holds and funds availability based on the type of account you have.