All about Spark Miles Select from Capital One
A business credit card is a great tool for earning rewards while keeping your business and personal expenses separate. For business owners, Spark Miles Select from Capital One offers unlimited 1.5X miles on all purchases and a one-time 50,000-mile bonus after you spend $4,500 on purchases within the first three months of the account opening. You can use this card’s elevated travel benefits, comprehensive account management tools and security features to help you get business done more efficiently.
Keep reading to learn more about Spark Miles Select from Capital One.
What you’ll learn:
- Spark Miles Select for business offers unlimited 1.5X miles and a one-time 50,000-mile bonus—after spending $4,500 within the first three months of the account opening.
- Enjoy a $0 annual fee in addition to the rewards and bonus miles you can earn.
- Take advantage of innovative account management tools, travel benefits and security features.
- Spark Miles Select is geared toward excellent credit profiles, and you can see if you’re pre-approved without impacting your personal credit score.
Spark Miles Select: Card details
Here’s an overview of Spark Miles Select for business.
Everyday rewards
With Spark Miles Select, you can earn 1.5X unlimited miles with no limits or expiration dates on all of your purchases. And if you book a hotel or rental car using our travel booking site, you can earn an additional unlimited 5X miles.
Miles bonus
Once you spend $4,500 on purchases within the first three months of account opening, you can earn a one-time 50,000-mile bonus.
Annual fee
For a $0 annual fee, you can take advantage of countless benefits with Spark Miles Select from Capital One.
Credit level
Spark Miles Select is geared toward those with excellent credit profiles.
Spark Miles Select: Elevate your travel
Here are some top-tier travel rewards and benefits you can expect with Spark Miles Select.
No foreign transaction fees
Whether you’re traveling for work or pleasure, you don’t have to worry about paying additional foreign transaction fees when making purchases with Spark Miles Select.
Capital One Travel
Spark Miles Select gives you access to our travel booking site, which offers a variety of advantages, such as:
- Booking with price drop protection: If the price of a flight you already booked using Capital One Travel goes down, you can get up to a $50 travel credit.
- Saving with confidence: The Capital One Travel booking platform tracks flight prices and can predict the best time to book a trip—which can save you an average of 15%.
- Earning more rewards on travel: When you book a hotel or rental car with Capital One Travel, you can earn an additional 5X miles, rewarding you even more when you travel.
Roadside assistance
With Capital One Spark Miles Select, you can access roadside assistance services that can help you during an auto-related emergency, like:
- Jump-starting
- Tire changing
- Towing
Rental collision coverage
You’re covered for theft or any damage to your eligible rental car with Spark Miles Select.
Global Entry or TSA PreCheck® credit
If you complete an application for Global Entry or TSA PreCheck® and pay the application fee, you can receive a statement credit of up to $120.
Redeem miles for travel
Once you’ve earned miles, you can redeem them through Capital One Travel or get reimbursed for travel expenses made with your card within 90 days of purchase.
Miles transfer
You can also opt to transfer your miles to one of Capital One’s 15+ participating miles transfer partners.
Spark Miles Select: Control your account
Here are some innovative tools you can use to seamlessly manage your business credit card account from anywhere.
Employee cards
With Spark Miles Select, you can enjoy free employee cards that let you:
- Set customized spending limits on each employee card
- Earn rewards on all purchases your employees make with their cards
- Access a personalized spending tracker to see how much has been spent, pending transactions and more
- Monitor and manage employee cards from anywhere using your laptop, tablet or mobile device
Account managers
In addition to free employee cards, you can assign an account manager with more permissions, allowing them to:
- Make purchases and payments
- Review transactions
- Resolve any problems
Accounts payable
Easily manage your accounts payable process by sending and tracking payments directly from your Capital One business account.
Software integration
To manage your business’s financials, you can easily sync your Spark Miles Select with various software providers such as Sage Intacct or Concur Expense.
Year-end summaries
Review your yearly spend with an itemized report, which can come in handy for budgeting purposes and at tax time. Plus, you can stay on top of your business’s spending with features like:
- Customizable payment due dates
- Automatic payments
- A list of merchants that charge recurring transactions
- Merchant information like an address, a logo, a phone number and a map—when available
Spark Miles Select: Stay secure
Your Spark Miles Select card gives you peace of mind because you know that it’s equipped with powerful security features.
Virtual cards
You can make more secure online transactions using a virtual card so your physical card number isn’t exposed to merchants.
Fraud alerts
If Capital One detects suspicious activity on your account, you’ll be alerted by email or text so you can quickly take steps to avoid any potential damage.
Card lock
If your card or an employee’s card has been lost, stolen or misplaced, you can lock it to prevent it from being used—and then unlock it at any time.
Key takeaways: Spark Miles Select
Spark Miles Select from Capital One offers unlimited 1.5X miles and best-in-class travel benefits. And with no annual fee, you can use this card as a tool to help you build your business’s future—while getting rewarded for the way you travel. Compare all Capital One business card offers and see if you’re pre-approved today—without impacting your personal credit.