Comparing Spark Miles to Venture X Business

Capital One offers a variety of business cards to support your business’s needs. Spark Miles and Venture X Business are both business card options that offer elevated travel benefits and powerful business tools.

Spark Miles, with a low annual fee, is geared toward business owners looking to earn travel rewards. Venture X Business has no preset spending limit, benefitting business owners looking for a higher spending capacity.

Keep reading to learn more about how Spark Miles compares to Venture X Business to determine which card best meets your business’s needs.

What you’ll learn:

• Spark Miles and Venture X Business are two business card options that offer travel rewards and best-in-class benefits to empower your business.
• Spark Miles is a card with a traditional fixed credit line that offers unlimited 2X miles on every purchase and provides a welcome bonus offer. This card has a $95 annual fee, which is waived the first year.
• Venture X Business is a pay-in-full card with no preset spending limit that also offers unlimited 2X miles on every purchase. It offers bigger travel rewards and bonuses. This card has a $395 annual fee.

Take a closer look at some key differences between the Capital One Spark Miles and Venture X Business business cards:

With all Capital One business cards—including Spark Miles and Venture X Business—you can take advantage of best-in-class benefits to empower your business, like:

• No foreign transaction fees: You won’t have to worry about additional charges when making purchases for your business outside the U.S. 
• Accounts Payable: Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account.
• Free employee cards: You can set up free employee cards and track employee spending while earning incremental rewards on every purchase.
• Virtual card numbers: You can simplify your expenses and make safer purchases without having to expose your physical card number.

Check out all the Capital One business card benefits and features.

If you’re looking for a card with travel rewards, a fixed credit line and a lower annual fee, the Capital One Spark Miles card might be a good option for your business. You can earn unlimited 2X miles on every purchase you make—plus 5X miles on hotels and rental cars booked through Capital One Travel. These miles can be used on flights, hotels, vacation packages and more.

Need even more flexibility? You can transfer your miles to 15+ miles transfer partners. Spark Miles also features a $120 statement credit, which can be used toward Global Entry or TSA PreCheck®.

All these benefits can be enjoyed for a $95 annual fee, which is waived your first year as a cardholder.

If your business needs flexible purchasing power and you want to earn bigger travel rewards, you might consider the Capital One Venture X Business card. Just like with the Spark Miles card, you’ll earn 2X miles on every purchase. But because there’s no preset spending limit, you’ll have a flexible spending capacity, as the card adapts to your spending behavior, payment history and credit profile. The card is a pay-in-full card, which means you must pay off your balance each month.

As with the Spark Miles card, with Venture X Business you’re eligible for a $120 statement credit when you apply for Global Entry or TSA PreCheck®, as well as the ability to transfer miles to any of Capital One’s miles transfer partners. But with Venture X Business, you’ll also receive a $300 annual travel credit for bookings through Capital One Travel. And each year, you can receive 10,000 bonus miles—starting on your first anniversary. You can also take advantage of complimentary lounge access at more than 1,300 airport lounges worldwide.

For a $395 annual fee, you can take advantage of unlimited rewards, business-grade travel benefits and more with Venture X Business. Learn all about the Venture X Business credit card to determine whether this is the right card for your business.

Deciding which business card works best for you is a personal decision that can depend on things like your unique business needs and spending habits. Spark Miles and Venture X Business both offer travel rewards and powerful tools to help you get business done—but they can serve different purposes.

You might consider Spark Miles if you want elevated travel benefits for a low annual fee. But if you need a flexible spending capacity and are looking for bigger travel rewards and bonuses, Venture X Business might be a good option.

Both Capital One Spark Miles and Venture X Business cards can help you move your business forward with unlimited rewards, travel benefits and more. As you make your decision, consider your business’s spending needs, goals and travel plans.

If you’re shopping for a new card for your business, you can compare Capital One business cards to determine which option best meets your needs.