Capital One Quicksilver vs. Savor: Card comparison

The Capital One Savor Rewards credit card and the Capital One Quicksilver credit card both offer cash rewards for purchases. But one’s designed to reward everyday purchases, and the other has a higher rate of rewards for dining and entertainment purchases.

What you’ll learn:

• Quicksilver and Savor are both cash back rewards credit cards.

• Quicksilver offers unlimited 1.5% cash back on every purchase, every day. 

• Savor offers unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases.

• Both cards offer new cardholder bonuses and other elevated rewards.

Here’s a quick comparison of the key features of Quicksilver and Savor Rewards.

The Quicksilver card comes with benefits, including:

• Unlimited 1.5% cash back: Cardholders earn 1.5% cash back on purchases of everything from groceries and clothes to electronics and home improvement items. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.

Quicksilver is a cash back rewards card for those with excellent credit. You might prefer Quicksilver if you like the simplicity of the same cash-back percentage, no matter the purchase. Quicksilver is an ideal card for everyday use and a solid way to maximize rewards on all your purchases.

The Savor card comes with benefits including:

• Unlimited 3% cash back at grocery stores: Cardholders earn 3% cash back on purchases at supermarkets, specialty markets and more.¹

• 3% cash back on dining, entertainment and popular streaming services: Cardholders can also earn 3% cash back at restaurants, bars, bakeries, movie theaters, bowling alleys, amusement parks and more. Popular streaming services include Netflix, Hulu and Disney+.²

• Unlimited 1% cash back on all other purchases: Earn 1% cash back on any other purchase you make, anytime and anywhere.

Savor is a cash back rewards card for those with excellent credit. With a tiered rewards system, Savor lets you cash in on food and fun.

Quicksilver and Savor cards both come with additional benefits.

• $200 bonus: New cardholders can earn a one-time cash bonus of $200 when they spend $500 within three months from account opening. View important rates and disclosures.

• Cash back on Capital One Entertainment purchases: Quicksilver cardholders can earn 5% cash back and Savor cardholders can earn 8% cash back at Capital One Entertainment. Plus, both offer cardholder-only access to VIP packages, pre-sales, on-site perks and more.³ 

• Unlimited 5% cash back on Capital One Travel purchases: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, you can get Capital One’s best prices on thousands of trip options and enjoy smart booking features like price prediction, which helps customers save an average of 15% on flights by alerting them when it’s time to book.⁴

• Access to Capital One Dining: Enjoy benefits like exclusive reservations at award-winning restaurants and unforgettable culinary experiences through Capital One Dining.⁵

• Flexible rewards redemption options: Cardholders have plenty of choices when it comes to how to use rewards. Among the options are redeeming them for cash, paying for your Amazon.com orders, buying tickets through Capital One Entertainment or booking trips through Capital One Travel.⁶

Quicksilver and Savor also share these features:

• No annual fee: You can enjoy all the benefits of Quicksilver or Savor with a $0 annual fee.

• No foreign transaction fees: With Quicksilver or Savor, you won’t pay foreign transaction fees when you make purchases outside the U.S. 

• Low introductory APR: Both cards come with a 0% intro APR for 15 months on purchases and balance transfers and a variable APR after that. 

• Account management and security: Both cards come with features to help manage your account and help keep it safe, like account alerts that help track your spending and payments, card lock for when your card is lost or stolen, and AutoPay, which you can set up to help avoid missing a payment.⁷

• Apps and digital services: Quicksilver and Savor also give you access to the Capital One Mobile app, which helps you manage your account anywhere, anytime; Eno, your Capital One assistant, which reaches out if it spots unusual activity and can help you fix it; and CreditWise from Capital One, which lets you access your credit report and credit scores without impacting your credit.⁸

View important rates and disclosures.

It’s possible to have multiple credit cards from the same card issuer. That includes Quicksilver and Savor cards. Just make sure you know the pros and cons of having multiple credit card accounts. And remember that if you’re applying for more than one card at a time, it could have a negative effect on your credit scores.

Check out these answers to frequently asked questions about Quicksilver vs. Savor.

Quicksilver and Savor are Capital One cash back cards that offer the chance to earn unlimited cash back and no minimums on how much you can redeem. They have no annual fee, no foreign exchange fee and an early spend bonus. View important rates and disclosures. If you’re choosing between them, you might consider how and where you prefer to earn rewards.