Capital One Venture vs. Quicksilver: Card comparison

Venture and Quicksilver are two cards from Capital One that reward cardholders for their purchases. Venture offers rewards in the form of miles, and Quicksilver offers rewards in the form of cash back. 

Compare the two and learn about the rewards and perks they offer.

What you’ll learn:

• Venture and Quicksilver are rewards credit cards. 

• Venture cardholders earn unlimited 2 miles per dollar on every purchase, every day. 

• Quicksilver cardholders earn 1.5% cash back on every purchase, every day. 

• Venture and Quicksilver cardholders earn elevated rewards through Capital One Travel and Capital One Entertainment.

Venture is a travel rewards credit card that lets you earn miles on every purchase. And Quicksilver is a cash rewards credit card that lets you earn cash back on every purchase. Here’s a quick look at some of their key features:

Venture is a travel rewards credit card for those with excellent credit. With Venture, you can earn unlimited 2X miles on every purchase, 5X miles at Capital One Entertainment and 5X miles on hotels and rental cars booked through Capital One Travel.¹ Cardholders can also earn 75,000 bonus miles if they spend $4,000 within the first three months.² It has a $95 annual fee. View important rates and disclosures.

With a Capital One Venture credit card, you earn unlimited miles on every purchase you make with the card. So whether you’re booking the vacation of a lifetime or buying a new sofa, you’ve got rewards miles to show for it.

Venture offers lots of flexibility over how and when you redeem your rewards, including these options: 

• Book flights, hotels and rental cars through Capital One Travel. 

• Get reimbursed for past travel purchases. 

• Transfer miles to more than 15 travel loyalty programs.³

• Redeem miles for cash, gift cards or exclusive tickets through Capital One Entertainment.

• Pay for Amazon® purchases or eligible purchases at millions of online stores through PayPal®.

The Capital One Quicksilver cash rewards credit card is a cash back rewards card for those with excellent credit. It offers unlimited 1.5% cash back on every purchase, every day. Cardholders also earn 5% cash back at Capital One Entertainment and 5% cash back on hotels and rental cars booked through Capital One Travel.⁴

Plus, cardholders can also earn a $200 cash bonus if they spend $500 within the first three months.² Quicksilver has a low introductory APR for 15 months on purchases and balance transfers and a variable APR after that. It has no annual fee. View important rates and disclosures.

With 1.5% cash back on every purchase, Quicksilver is an ideal card for everyday use and a solid way to maximize rewards on all your purchases. There’s no limit on how much you can earn and no minimum for how much you can redeem.

When you’re ready to cash in your rewards, there are plenty of options.⁵ For example, you can redeem them for a statement credit or check. You can use them to cover the cost of a recent purchase or get gift cards from retailers, restaurants, hotel chains and more.⁶ You can book trips through Capital One Travel. You can even use your rewards to shop at Amazon.com or at millions of online stores through PayPal.

Every Capital One credit card comes with access to free mobile apps and tools to help you monitor your accounts and track your finances 24/7, including: 

• Eno, your Capital One assistant: Eno monitors your account around the clock for things like duplicate charges or tips that are much higher than your usual amount. Eno will reach out if it spots something unusual and can help you fix it.⁷ 

• Capital One Mobile app: Access your accounts, redeem your rewards, pay your bills, view recent activity and more with the Capital One Mobile app.⁸

• CreditWise from Capital One: CreditWise offers an easy way to monitor your credit. You can access your TransUnion® credit report and VantageScore 3.0 credit score without hurting your scores. And it’s free for everyone, not just Capital One cardholders. CreditWise also scans the dark web for your personal information, like Social Security numbers or compromised email addresses, and sends you an alert if anything is detected.⁹

Only you can answer the question of which credit card is best for you. Everyone’s situation is different, and picking a credit card is a personal decision.

But if you’re comparing Venture and Quicksilver, you might consider Venture if you travel regularly for work or play. And you might consider Quicksilver if you’re interested in straightforward cash back rewards.

Still trying to decide whether a Capital One Venture or Quicksilver card makes more sense for you? Answers to these frequently asked questions could help.

Before you apply for a new credit card, it might be worth checking out the options available to you. You could compare based on each card’s benefits, reward rates, APRs and bonuses when deciding which fits your needs, spending habits and lifestyle. 

Venture is just one of several Capital One travel and miles rewards cards. Other options to explore include Venture X, VentureOne and VentureOne for Good Credit. 

And Quicksilver is only one of Capital One’s cash back rewards cards. Other similar cash back cards include Quicksilver for Good Credit, QuicksilverOne, Quicksilver Secured and Quicksilver for Students.

Venture is a travel and miles rewards credit card, and Quicksilver is a cash back rewards credit card. 

If you’re wondering which you’re better suited to, it’s a good idea to think about your lifestyle, needs and spending habits. You can also compare credit cards to make sure you understand their terms, including fees, APRs, introductory offers and perks. Then if you’re ready to apply, you can see if you’re pre-approved for card offers. It only takes a few moments, and it won’t hurt your credit scores.