All about Capital One Quicksilver card benefits and features
Looking for a credit card with no annual fee that offers cash back on everyday purchases? The Quicksilver card from Capital One could be a smart choice. View important rates and disclosures.
With Quicksilver, you can earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are many other benefits that make Quicksilver an ideal card for everyday use.
What you’ll learn:
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The Capital One Quicksilver card is generally for people with excellent credit.
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Quicksilver card benefits include unlimited 1.5% cash back on every purchase, 5% cash back on hotels and rental cars booked through Capital One Travel and 5% cash back on purchases through Capital One Entertainment.
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You can use your rewards to get a statement credit or check in the mail, cover the cost of a recent purchase, shop at Amazon.com and more.1
- The Quicksilver card also comes with security features like fraud alerts and card lock. Plus, Eno, your Capital One assistant, can alert you about unusual account activity like duplicate charges.2
Capital One Quicksilver card benefits and features
Here’s a rundown of the benefits that come with the Quicksilver card from Capital One.
Quicksilver card rewards
Check out the rewards and special access you can enjoy when you use a Quicksilver card. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.
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Benefit |
Details |
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Unlimited 1.5% cash back |
You can earn unlimited 1.5% cash back on every purchase, every day. That’s for everything from groceries and clothes to electronics and home improvement costs. |
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Unlimited 5% cash back |
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Earn unlimited 5% cash back on purchases through Capital One Entertainment.3 |
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$200 cash bonus |
Spend $500 or more within the first three months of opening the account and receive a one-time $200 cash bonus. |
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Capital One exclusive access |
With Capital One Travel, save an average of 15% on flights using price prediction and enjoy other smarter booking features.4 With Capital One Entertainment, you’ll have access to events across sports, music, dining, theater and more with exclusive access to presale tickets, VIP packages and more.5 Capital One Dining gives you access to exclusive reservations at award-winning restaurants and access to unforgettable culinary experiences. |
Rewards redemption options
You have several ways to redeem the rewards you earn with your Quicksilver card, and you can choose the amount you want to redeem. Just sign in to your account online or use the Capital One Mobile app to choose how you want to redeem your rewards:
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Cash: Redeem your rewards in the form of a statement credit or check.
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Recent purchase: Get reimbursed for a recent purchase. Cover the whole purchase or just part of it.
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Gift cards: Redeem your cash back rewards as a gift card from restaurants, retailers and more.1
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Amazon.com: Pay for your Amazon.com orders by applying your rewards at checkout.6
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PayPal: Use your rewards balance as a payment method when checking out online by adding your rewards card to your PayPal wallet.7
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Experiences: Use rewards on tickets to sporting events, concerts and more through Capital One Entertainment.5
- Trips and travel: Book a flight, hotel or rental car through Capital One Travel.
Quicksilver rates and other benefits
Other advantages of a Quicksilver card include:
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Feature |
Details |
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No annual fee |
Enjoy all the rewards and perks Quicksilver offers with a $0 annual fee. |
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No foreign transaction fees |
You won’t pay foreign transaction fees when you make purchases outside the U.S. |
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Extended warranty protection |
Get extended product warranty protection at no charge on eligible items that are purchased with your card. |
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Tap to pay |
Just tap, pay and go with contactless or when you use a digital wallet. |
Quicksilver security features
Features to help you keep your money safe include:
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Feature |
Details |
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Card lock |
Easily lock your card from being used if it’s ever lost, misplaced or stolen. You can unlock it just as easily once you’re ready.8 |
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Security alerts |
When you add your mobile phone number to your account, you can get notified if Capital One notices potentially suspicious activity. |
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$0 fraud liability |
If your card is lost or stolen, you won’t be responsible for unauthorized charges.9 |
Quicksilver apps and digital services
These apps and tools can help you manage your account and make the most of your money:
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Feature |
Details |
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CreditWise from Capital One |
CreditWise is a free tool that helps you monitor your credit report and credit score. |
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Capital One Shopping |
Rather than searching for the lowest price when you’re shopping online, use Capital One Shopping instead. It’s a free browser extension that instantly searches for available coupon codes and automatically applies the best one it can find. |
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Eno |
Eno looks out for you and your money around the clock and reaches out if it spots something unusual and can help you fix it. That includes monitoring your transactions and notifying you when Eno finds unusual account activity like duplicate charges.2 |
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Capital One Mobile app |
Manage your account anywhere, anytime with the Capital One Mobile app. You can check your balance, view your transactions, get alerts, pay your bill and more.10 |
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Capital One AutoPay |
Set up AutoPay for your account to help avoid missing a payment. You can choose to pay the minimum amount, your last statement balance or a fixed monthly amount of your choice. |
Capital One Quicksilver FAQ
Check out these common questions to learn more about Quicksilver.
What credit score is needed for a Quicksilver card?
Quicksilver is generally for people with excellent credit.
Quicksilver vs. QuicksilverOne: What’s the difference?
While you’ll typically need excellent credit to get approved for a Quicksilver card, QuicksilverOne cards are designed for people with fair credit. You’ll still earn unlimited 1.5% cash back on every purchase but there’s a higher APR. But you can avoid paying interest by paying off your card’s statement balance in full each month. The QuicksilverOne card has a $39 annual fee. View important rates and disclosures.
Key takeaways: Capital One Quicksilver benefits
Ready to start earning unlimited 1.5% cash back on every purchase? Learn more about the Quicksilver card. Using it is one way to maximize rewards on all your everyday purchases.
You can see if you’re pre-approved for Quicksilver and other cards with no impact to your credit.
Explore more from Capital One
Whether your idea of a good time is going out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle.
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Explore travel and miles rewards credit cards with unlimited miles you can actually use.
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Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.
- Earn unlimited cash back whether you’re going out or staying in, with a dining and entertainment credit card.
