Venture vs. Venture X: Card comparison

Capital One’s Venture and Venture X travel rewards credit cards are designed for travelers who want to earn rewards and go further. 

With Venture and Venture X, you can earn unlimited miles on every purchase. Plus, you’ll earn elevated rewards when you book travel through Capital One Travel. And when you’re ready, you can redeem those rewards for things like flights, hotels, rental cars, gift cards, statement credits and more. Plus, miles don’t expire for the life of the account. But which card is right for you? 

What you’ll learn:

  • Venture and Venture X are two of Capital One’s travel rewards credit cards.

  • Venture cardholders earn unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel and 2X miles on all other purchases.

  • Venture X cardholders enjoy premium benefits and earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights and vacation rentals booked through Capital One Travel and 2X miles on all other purchases.

  • New Venture and Venture X cardholders can earn 75,000 bonus miles by spending $4,000 within the first 3 months from account opening.1

Earn 75,000 bonus miles

Redeem your miles for flights, vacation rentals and more. Terms apply.

Capital One Venture vs. Venture X overview

Both Venture and Venture X offer benefits designed to appeal to frequent travelers. Here’s a quick look at some of the cards’ key features:

 

Venture

View important rates and disclosures

Venture X

View important rates and disclosures

Annual fee

$95 $395

Rewards

Unlimited 2X miles on every purchase
Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
Unlimited 2X miles on every purchase
Unlimited 5X miles on flights and 10X miles on hotels and rental cars booked through Capital One Travel
New card member offer 75,000 bonus miles if you spend $4,000 within the first 3 months1 75,000 bonus miles if you spend $4,000 within the first 3 months1

Other bonuses

No current offers

$300 annual credit for bookings through Capital One Travel

10,000 miles anniversary bonus

APR

Variable APR Variable APR

Credit score level

Excellent Excellent

 

Capital One Venture

For a $95 annual fee, Capital One Venture cardholders will earn unlimited 2X miles on every purchase and unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. View important rates and disclosures.

Venture card perks

Venture cardholders can enjoy:

  • 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of opening the account1

  • Up to a $120 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture card2

  • Access to the vibrant hotels of the Lifestyle Collection, with a $50 credit for each stay and other premium benefits like room upgrades, early check-in and late checkout when available3

Capital One Venture X

For a $395 annual fee, the Capital One Venture X card gives cardholders the most elevated travel rewards and benefits Capital One has to offer. View important rates and disclosures. 

Venture X cardholders earn:

  • 10X miles on hotels and rental cars booked through Capital One Travel

  • 5X miles on flights and vacation rentals booked through Capital One Travel

  • 2X miles on all other purchases

Venture X card benefits

Capital One Venture X cardholders can enjoy:

  • 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening1

  • $300 annual credit for bookings through Capital One Travel

  • 10,000 miles anniversary bonus every year, starting with your first anniversary

  • Complimentary access for you and two guests to Capital One Lounge and participating lounges in Capital One’s Partner Lounge Network4

  • Stays at luxury hotels, resorts and vacation rentals from the Premier Collection, with a $100 experience credit and other premium benefits on every booking

  • Access to the vibrant hotels and vacation rentals from the Lifestyle Collection, with a $50 experience credit and other premium benefits on every booking3

  • Up to a $120 credit for either Global Entry or TSA PreCheck® when you pay for the application fee with your Venture X card2

  • Complimentary PRIOR Subscription through November 30, 2025, which includes access to editor-curated destination guides, weekly newsletters with up-to-the-minute travel trends and more 

  • Eligible Venture X cardholders can enroll online with The Cultivist to receive 50% off an Enthusiast membership for up to two years. The offer is worth up to $440, and it includes free entry for members and a guest to 60 of the world’s leading museums, including The Met and MoMA in New York

Venture and Venture X benefits

No matter which card you choose, you’ll have access to these benefits:

Capital One Travel

Use Capital One Travel to get Capital One’s best prices on flights, hotels and car rentals. Plus, earn elevated rewards when you book through Capital One Travel.

Capital One Travel also lets you:

  • Save an average of 15% on flights using price prediction, which alerts you when to book6

  • Get a price match guarantee on flights, hotels and rental cars 

  • Add the option to cancel your flight for any reason or freeze a flight price for a small fee

  • Book travel with your card, your rewards or a combination of both

Capital One Dining

With Capital One Dining, get access to prime-time tables at top-tier restaurants—set aside just for rewards cardholders—and extraordinary culinary experiences featuring world-renowned chefs and industry experts like the MICHELIN Guide, the James Beard Foundation and Chef José Andrés.7

Capital One Entertainment

Just a few taps on the Capital One Entertainment platform can score exclusive tickets and VIP event access to live music, sports, theater performances, special dining events and more. Plus, you can redeem your miles for tickets. Venture and Venture X cardholders can also earn 5X miles on Capital One Entertainment purchases.8

Hertz status

Eligible Venture and Venture X cardholders qualify for complimentary status upgrades in the Hertz Gold Plus Rewards® car-rental loyalty program.

Eligible Venture X cardholders qualify for Hertz Gold Plus Rewards President’s Circle® status. And eligible Venture cardholders qualify for Hertz Gold Plus Rewards Five Star® status.9

No foreign transaction fees

You won’t have to pay foreign transaction fees when making purchases outside the United States. View important rates and disclosures.

Security and protection

With a Capital One travel card and benefits from networks like Visa® or Mastercard®, eligible cardholders have access to things such as:


You’ll also have access to security features such as fraud alerts, card lock, $0 liability for unauthorized charges and virtual card numbers.11,12

How to apply for a Venture or Venture X card

Applying for a credit card online is usually the quickest option. 

If you want to see whether you’re pre-approved for a Venture card, you can check for pre-approved card offers without hurting your credit scores.

Can I upgrade from Venture to Venture X?

If you’ve had your Venture card for at least a year and are interested in elevated rewards and premium benefits, you may be able to upgrade to Venture X. If you’re a Capital One cardholder, you can sign in to your Capital One account to check for card offers.

Where will Venture X take you?

Earn 75,000 bonus miles and other exclusive perks with the Venture X card.

Key takeaways: Capital One Venture vs. Venture X

Whether you’re driving upstate or jet-setting across the globe, Venture X or Venture could make the journey more rewarding. Compare Capital One travel rewards credit cards to find one that’s right for your travel habits and lifestyle.

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