Some of the best Capital One online shopping credit cards
Whether you have a hectic schedule or just appreciate the convenience, online shopping can be a great way to make the most of your time and money. Especially when you can earn credit card rewards while you do it.
Capital One has credit cards that are great for online shopping—that includes ordering takeout, booking a flight or browsing your favorite retailer.
What you’ll learn:
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Capital One has rewards credit cards to suit different spending habits and needs, including Venture X, Venture, VentureOne, Savor, Quicksilver and QuicksilverOne.
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Capital One credit cards offer security features such as fraud alerts, card lock, instant purchase notifications and virtual card numbers to help you keep your money safer when shopping online.
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Capital One Shopping and Capital One Offers can help you save when you shop at thousands of online retailers.
How to find the best Capital One online shopping cards for you
The best online shopping credit card for you is the one that aligns with your spending habits, lifestyle and needs. If you’re going to be spending online anyway, why not earn rewards with each purchase?
Here’s a closer look at some of Capital One’s rewards credit cards you can use to shop online:
Venture X
All of Capital One’s travel rewards cards are great options for online shopping, especially when it comes to travel. But Venture X has elevated rewards designed to take travel to the next level, especially when you book through Capital One Travel. You’ll earn unlimited 5X miles on flights and vacation rentals, plus unlimited 10X miles on hotels and rental cars booked through Capital One Travel.
Plus, you can earn unlimited 2X miles on other purchases—before, during and after your trip—whether you’re shopping online for a new luggage set, booking a spa day online or grabbing a drink with a friend.
The Venture X card at a glance:
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Annual fee: $395. View important rates and disclosures.
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Rewards rate: Unlimited 2X miles on every purchase, unlimited 5X miles on flights and vacation rentals, and unlimited 10X miles on hotels and rental cars booked through Capital One Travel.
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Bonus offer: An early spend bonus of 75,000 bonus miles when you spend $4,000 on purchases within the first 3 months from account opening.1
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Recurring bonuses: $300 annual travel credit for bookings through Capital One Travel and a 10,000 miles anniversary bonus.
- Recommended credit level: Excellent.
Venture
Venture lets you earn unlimited 2X miles on every purchase and 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. So whether you’re booking a hotel stay online or ordering household necessities, you’re earning rewards miles with every purchase.
Once you’ve got rewards saved up, there are many ways to redeem them. You can book a trip with your miles through Capital One Travel, use your miles to get reimbursed for past travel purchases made elsewhere and so much more.
You can also sign in to your Capital One account to transfer your miles to more than 15 travel loyalty programs.
The Venture card at a glance:
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Annual fee: $95. View important rates and disclosures.
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Rewards rate: Unlimited 2X miles on every purchase and unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
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Bonus offer: 75,000 bonus miles when you spend $4,000 on purchases within the first 3 months from account opening.1
- Recommended credit level: Excellent.
VentureOne
Want travel rewards without the annual fee? With VentureOne, you can earn unlimited 1.25X miles with a $0 annual fee. View important rates and disclosures. You’ll earn the same miles for shopping for a new vacation wardrobe online as you will for picking up last-minute essentials at the pharmacy on your way to the airport.
When you’re ready for your next adventure, go online to Capital One Travel to get great prices on thousands of flights, hotels and rental cars.
The VentureOne card at a glance:
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Annual fee: $0. View important rates and disclosures.
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Rewards rate: Unlimited 1.25X miles on every purchase and unlimited 5X miles at Capital One Entertainment and on hotels and rental cars booked through Capital One Travel.3
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Sign-up bonus: 20,000 bonus miles if you spend $500 within the first 3 months from account opening.1
- Recommended credit level: Excellent.
Savor
There’s also Savor, which offers unlimited 3% cash back at grocery stores and on dining, entertainment and popular streaming services.4 You could also link your card to streaming subscription services you have set to autopay each month. So when you’re streaming music from your favorite band or bingeing the new season of your favorite show, you can sit back, relax and know you’re earning sweet rewards.
You’ll also earn 1% on everything else. And there’s no annual fee. View important rates and disclosures. Savor also offers a low intro APR for 15 months on purchases and balance transfers. See pricing and terms for details.
You can also earn 8% cash back when you use Savor to make purchases on Capital One Entertainment.5 Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
The Savor card at a glance:
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Annual fee: $0. View important rates and disclosures.
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Rewards rate: 3% cash back at grocery stores and on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases, 8% cash back on Capital One Entertainment purchases, and 5% cash back on hotels and rental cars booked through Capital One Travel.3
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Bonus: $250 cash bonus once you spend $500 within the first three months from account opening.
- Recommended credit level: Excellent.
Quicksilver
When you shop with Quicksilver, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online.
Whether you’re shopping online or in person, Quicksilver lets you earn cash back with ease. And like all Capital One rewards cards, it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance.
The Quicksilver card at a glance:
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Annual fee: $0. View important rates and disclosures.
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Rewards rate: 1.5% cash back on every purchase and 5% cash back at Capital One Entertainment and on hotels and rental cars booked through Capital One Travel.6
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Sign-up bonus: $200 cash bonus after new cardholders spend $500 on purchases within 3 months from account opening.1
- Recommended credit level: Excellent.
QuicksilverOne
So much shopping is done online these days, with everything from weekly grocery hauls to morning coffee deliveries. With QuicksilverOne, you’ll earn the same 1.5% cash back on every purchase you make online and in person.
Plus, QuicksilverOne cardholders can cash in on travel with unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
The QuicksilverOne card at a glance:
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Annual fee: $39. View important rates and disclosures.
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Rewards rate: 1.5% cash back on every purchase.
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Recommended credit level: Fair.
What are the benefits of using a credit card for online shopping?
One benefit of shopping online with a credit card is added security. Capital One helps you protect yourself online with security features that include fraud alerts, card lock, instant purchase notifications, virtual card numbers and more.
Beyond security, Capital One has even more ways to help you get the most out of online shopping.
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Capital One Shopping: This is a free browser extension that automatically applies coupon codes at checkout when you shop online. It also alerts you when prices drop on things you’ve viewed or purchased.
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Capital One Offers: Sign in to your Capital One account to browse offers and save at thousands of online retailers.
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Amazon.com: With Shop with Points, you can link your card and pay for purchases with your rewards at Amazon.com. Don’t have enough rewards to cover your entire purchase? Use your Capital One card for the rest.7
- PayPal: Pay with Rewards lets you apply your rewards each time you check out with PayPal. If you don’t have enough to cover your purchase, you can pay for the rest using your Capital One credit card.8
Key takeaways: Credit cards for online shopping
Shopping online can have some real perks when you use a Capital One credit card. Can’t decide what’s right for you? Take a closer look at the differences between Capital One miles cards and cash back cards.
Even if your credit is less than perfect, there’s a rewards credit card that might suit your online shopping needs. Explore and compare all of Capital One’s cards to find an option that’s right for you. You can also check for pre-approved card offers before you apply.
Explore more from Capital One
Whether your idea of a good time is getting out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle.
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See if you’re pre-approved for rewards cards, with no harm to your credit.
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Explore travel and miles rewards credit cards with unlimited miles you can actually use.
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Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.
- Earn unlimited cash back whether you’re going out or staying in, with a dining and entertainment credit card.