What is a Capital One Café?

Capital One is reimagining banking, and Cafés are a big part of the process. The concept behind Capital One Cafés is simple: Design welcoming spaces where banking meets living—where everyone can relax, refuel and unwind.

What you’ll learn:

• Whether you bank at Capital One or not, everyone is welcome to visit, work, study or simply enjoy the wide-variety of food and beverages options served at the Café.

• Capital One customers enjoy 50% off handcrafted beverages when paying with their Capital One credit or debit card.

• Café Ambassadors are here to help you find answers to your financial questions, open new accounts or even chat over coffee—no appointment required. 

• You can find Capital One Cafés all across the country, including locations like New York, Los Angeles, Chicago, Boston and Miami. It’s simple to find one near you.

Capital One Cafés are designed to play an active role in the community. They focus on more than finances because everyday well-being is just as important. When you stop in, you’ll discover that there’s no shortage of ways to enjoy the space. Here are nine things you can do at a Capital One Café.

The first thing you’ll notice when you visit is the array of food and beverage options. Cafés feature a wide menu of beverages, including teas and a full service coffee bar with craft coffee from Verve Coffee Roasters. An assortment of food options like locally-baked treats, sweet and savory snacks and prepared foods can be found on the all-day menu.

Capital One credit and debit cardholders get 50% off all handcrafted beverages when using their card.

Each Café has its own personality with plenty of space to get comfortable and get some work done. With free Wi-Fi and plenty of access to charging stations, it’s a great place where you can focus on work or find space to collaborate.

If you’re a Capital One customer, there’s no charge to make withdrawals at Café ATMs. You can also use them to deposit cash and checks or pay your credit card bill. Additionally, all Capital One ATMs have the option for cardless cash withdrawals.

Not a Capital One customer? You’re still welcome to use the ATMs for a small fee.

Looking for assistance with your banking needs? Café Ambassadors can help you with questions about your Capital One bank accounts. They can also help you open a no-fee checking or savings account in about five minutes. And, feel free to walk in; no appointments are necessary. 

Ambassadors are here to help you—not sell you. So, you don’t have to worry about sales pitches. There’s never pressure to open accounts—no matter what’s in your wallet.

Ambassadors can also help you find a credit card—whether you’re new to credit or want to elevate your rewards. If you find the right card, get help checking pre-approval offers, and then complete your application. Already have a Capital One card? Ambassadors can help you manage your account.

As a part of the Money & Life Program, anyone can meet with a certified Money & Life mentor. Money & Life mentors are trained to help you identify your financial goals and build a plan to achieve them. You can book a session today and receive three free sessions.

In addition to one-on-one mentoring, the Money & Life Program also offers self-guided exercises to help you discover how to align your financial behaviors with your life goals. 

Your local Café also regularly hosts free events on topics such as savings, credit and budgeting. Attending events is a great way to improve your relationship with money. Plus, you can bring along family members or friends for productive group discussions. Keep an eye on your Café’s events page to plan your visit.

Most Cafés have a private community room reserved for use by registered nonprofits, alumni groups and student clubs. These rooms can be booked for free by any of these groups by calling your local Café.

Café Ambassadors live and work in their community, so it’s no surprise they’re passionate about giving back. They’re given time and funding to invest in their neighborhoods to help create positive change. From hosting local organizations in the Café to volunteering outside of work, there are ways you can partner to help. Stop in to ask how you can join upcoming community events.

Learn more about Capital One Cafés with these frequently asked questions:

Of course, there are more than nine ways to enjoy your local Capital One Café. Find a Café near you, and stop in to experience for yourself what it means to experience Banking Reimagined. Friendly Ambassadors, free Wi-Fi, cozy spaces, and handcrafted food and beverages are all waiting.