How to redeem Capital One rewards for gift cards

Whether they’re miles or cash back, you can redeem your Capital One credit card rewards in lots of ways. This includes cashing them in for digital or physical gift cards from some of your favorite merchants, restaurants and more. Learn how.

What you’ll learn:

• The unlimited cash back and miles you earn with a Capital One rewards credit card don't expire for the life of the account. 

• Capital One credit card rewards can be redeemed for gift cards from retailers, restaurants, hotels and more. 

• You can give the gift cards as presents, use them for regular purchases or put them toward big-ticket items.

Capital One credit card rewards let you earn rewards on every purchase and put them toward the things you love. You’re rewarded every time you use your card, whether you’re swiping, tapping or paying online. And with options like cash rewards and miles, you can find ways to make the most of your rewards.

Capital One rewards don’t expire for the life of the account. And there’s no limit to the amount of rewards you can earn

You can redeem Capital One rewards for gift cards by signing in online or through the Capital One Mobile app. Once you’ve selected a gift card, it will typically be in your mailbox within two to three weeks.

1. After you sign in, navigate to the Explore Rewards & Benefits section.

2. Choose Get gift cards from the menu. For security purposes, you may be asked to verify your identity again.

3. View the available merchants, and select a gift card.

4. Choose a digital or physical gift card.

5. If eligible, choose the quantity and amounts of gift cards you want to redeem.

6. Confirm your selection and wait for your gift card to arrive.

You can redeem your Capital One credit card rewards for gift cards from a wide variety of merchants, including:

• Retail stores

• Restaurants

• Food delivery services

• Hotels

• Airlines

• Spas

• Wellness brands

• Gas stations

• Grocery stores 

The list of participating merchants is long and may vary. So it’s worth signing in to your account to see what’s currently available.

Here are a few ideas for using rewards gift cards:

• Give them to friends or family members on birthdays and holidays.

• Put them toward a big-ticket item or vacation you’ve had your eye on.

• Fill up your car with gas.

• Buy groceries.

• Fund your morning coffee run.

• Treat yourself—and maybe someone else—to a nice dinner.

Gift cards are one way to redeem your Capital One rewards. Here’s a look at some other redemption options:

Get cash back credited to your account and have it mailed to you in the form of a check.

Apply your rewards directly to your account balance in the form of a statement credit.

Get reimbursed for eligible recent purchases.

Use your rewards, your card or a combination of the two to purchase concert tickets and other unforgettable experiences with Capital One Entertainment.

Get a price match guarantee on flights, hotels and rental cars booked through Capital One Travel. You can book with your card, your rewards or a combination of the two.

Link your Capital One card to PayPal to use your rewards for purchases at millions of online stores.

Apply your rewards when checking out at Amazon.com.

Eligible cardholders can transfer rewards to more than 15 Capital One transfer partners.

Redeeming credit card rewards for gift cards can be a way to pay for essentials, give gifts to others or treat yourself to something nice. There’s a wide variety of gift cards available, and it’s easy to do after you sign in to your account.

If you’re looking for a rewards credit card, Capital One’s credit card comparison tool lets you compare cards based on your credit level and rewards preference. You can also check for pre-approved card offers before you apply. Pre-approval is quick, and it won’t hurt your credit scores.