Capital One rewards redemption: What to know

If you have a Capital One rewards credit card, it might be time to redeem your miles or cash back for something like a concert ticket, your next flight or your online shopping.

Learn more about Capital One rewards cards and redemption options that might fit your lifestyle.

What you’ll learn: 

• Capital One rewards cards let cardholders earn cash back or miles on every purchase.

• Cardholders can redeem cash rewards through checks or account credits. Or they can use their rewards to cover recent purchases.¹

• There are also options to put rewards toward purchases through Capital One Travel, Capital One Entertainment, Amazon, PayPal® and more.^{2, 3}

• You can view and redeem your rewards by signing into your Capital One account.

If you want to get rewarded for every credit card swipe, tap, dip or online purchase, a Capital One rewards card might be right for you. With a Capital One rewards card, you can earn back a percentage of every dollar you spend in the form of cash back or miles. How much you earn depends on the type of card you use and how you use it. 

Capital One offers cash back and miles rewards credit cards.

These Capital One credit cards help you earn cash back rewards:

• Savor, Savor for Good Credit and Savor Student: Unlimited 3% cash back at grocery stores and on dining, entertainment and popular streaming services. Plus 8% on Capital One Entertainment purchases, 5% on hotels and rental cars booked through Capital One Travel, and 1% cash back on all other purchases⁴

• Quicksilver, Quicksilver for Good Credit, Quicksilver Student and QuicksilverOne: 1.5% cash back on every purchase, plus 5% cash back on purchases through Capital One Entertainment and on hotels and rental cars booked through Capital One Travel

• Quicksilver Secured: 1.5% cash back on every purchase, with a refundable $200 minimum deposit

These Capital One cards let you earn miles rewards:

• Venture X: 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, plus 2X miles on all other purchases

• Venture: 5X miles on hotels and rental cars booked through Capital One Travel, plus 2X miles on all other purchases

• VentureOne and VentureOne for Good Credit: 5X miles on hotels and rental cars booked through Capital One Travel, plus 1.25X miles on all other purchases

There are plenty of options for redeeming your Capital One rewards. If you travel often, you might redeem miles for a future flight or travel purchase. If going out is more your speed, you could redeem rewards for a restaurant gift card.

You can redeem your rewards differently each time. Here are some ways to redeem your Capital One rewards:

• Cash: Redeem your rewards in the form of a statement credit or a check.

• Recent purchase: Use your rewards to get reimbursed for a recent purchase.

• Gift cards: Redeem your cash back rewards as a gift card from restaurants, retailers and more.¹

• Amazon: Pay for your Amazon.com orders by applying your rewards at checkout.²

• PayPal: Use your rewards balance as a payment method when checking out online by adding your rewards card to your PayPal wallet.³

• Experiences: Eligible cardholders can use rewards on tickets for sporting events, concerts and more through Capital One Entertainment.⁵

• Capital One Travel: Book a flight, hotel, vacation rental or rental car through Capital One Travel using your rewards. 

• Travel purchases: Use your miles to cover a travel expense you paid for with your Capital One travel card within 90 days of purchase.

• Transfer miles to loyalty programs: Transfer your miles to more than 15 travel loyalty program partners.⁶

Here’s how to view your rewards redemption options, rewards activity and more:

1. Sign in to your account online or through the Capital One Mobile app.

2. Select your rewards card.

3. Select View Rewards.

Check out these frequently asked questions about redeeming Capital One rewards.

Capital One rewards cards can help you earn and use rewards in ways that work for you. You can redeem rewards for cash, gift cards, experiences, travel purchases and more.

If you’re not already a cardholder, you can compare Capital One rewards credit cards to pick the perks that are right for you. You can also check for pre-approved card offers before you apply. Pre-approval is quick, and it won’t hurt your credit scores.

Whether your idea of a good time is getting out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle:

• See whether you’re pre-approved for rewards cards, with no harm to your credit. 

• Explore miles rewards credit cards with unlimited miles you can actually use. 

• Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.

• Earn unlimited cash back whether you’re going out or staying in with a dining and entertainment credit card.