All about Capital One Quicksilver card benefits and features
Looking for a credit card with no annual fee that offers cash back on everyday purchases? The Capital One Quicksilver card could be a smart choice. View important rates and disclosures.
With Quicksilver, you’ll earn unlimited 1.5% cash back on every purchase, every day. There’s no limit to how much you can earn and no minimum for how much you can redeem. Plus, there are plenty of other features that make the Quicksilver card ideal for everyday use.
What you’ll learn:
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Quicksilver benefits include unlimited 1.5% cash back on every purchase and no annual fee. View important rates and disclosures.
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Cardholders can also earn 5% cash back at Capital One Entertainment and on hotels and rental cars booked through Capital One Travel.
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Cardholders can redeem cash back rewards by getting a statement credit, requesting a check, using them to cover the cost of a recent purchase and more.1
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Quicksilver also comes with account management tools and security features to help you look after your money and shop with confidence.
What are the benefits of Capital One Quicksilver?
The Quicksilver card from Capital One comes with a variety of benefits, including:
Unlimited 1.5% cash back
Quicksilver is a cash back credit card that lets you earn unlimited 1.5% cash back on every purchase, every day. That’s for purchases of everything from groceries and clothes to electronics and home improvement items. There’s no limit on how much you can earn, and your rewards won’t expire for the life of your account.
Elevated rewards for travel, dining and entertainment
Quicksilver cardholders earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Plus, with Capital One Travel, you can get our best prices on thousands of trip options and enjoy smart booking features to make every trip seamless.2
Cardholders can also earn 5% cash back through Capital One Entertainment.3 Get extra rewards for purchasing tickets to unforgettable experiences across music, sports, dining and more. Plus, get cardholder-only access to VIP packages, pre-sales, on-site perks and more.4
And if you’re a foodie, you’ll also enjoy Capital One Dining benefits like access to exclusive reservations at award-winning restaurants and unforgettable culinary experiences.
Flexible rewards redemption options
You can redeem your Quicksilver rewards for any amount you want. And as you earn rewards, you can redeem them differently each time. When you’re ready to cash in, just sign in to your account or use the Capital One Mobile app to choose how you want to use your rewards:
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Cash: Redeem your rewards in the form of a statement credit or check.
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Recent purchase: Get reimbursed for a recent purchase. Cover the whole purchase or just part of it.
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Gift cards: Redeem your cash back rewards as a gift card from restaurants, retailers and more.1
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Amazon.com: Pay for your Amazon.com orders by applying your rewards at checkout.5
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PayPal: Use your rewards balance as a payment method when checking out online by adding your rewards card to your PayPal wallet.6
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Experiences: Use rewards on tickets to sporting events, concerts and more through Capital One Entertainment.4
- Trips and travel: Book a flight, hotel or rental car through Capital One Travel.
No annual fee
You can enjoy all the rewards and perks Quicksilver offers with a $0 annual fee. View important rates and disclosures.
Security features
Quicksilver helps you keep your account and identity safe with security features like:
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Security alerts: When you add your mobile phone number to your account, you can get notified if Capital One notices potentially suspicious activity.
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Card lock: Card lock can help if your card is ever lost or stolen. With just a few taps, you can lock your card from being used to make most new purchases.7 Card lock can also be helpful if you misplace your card.
- $0 fraud liability: If your card is lost or stolen, you won’t be responsible for unauthorized charges.8
Account management features
Some account management benefits of a Capital One credit card include:
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Capital One Mobile app: No matter how busy you get, you can manage your account anywhere, anytime with the Capital One Mobile app. You can check your balance, view your transactions, get alerts, pay your bill and more.9
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Eno, your Capital One assistant: Eno looks out for you and your money around the clock, reaches out if it spots something unusual and can help you fix it. That includes monitoring your transactions and notifying you when Eno finds unusual account activity like duplicate charges.10
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Automatic payments: Set up AutoPay for your account to help avoid missing a payment. You can choose to pay the minimum amount, your last statement balance or a fixed monthly amount of your choice.
Quicksilver rates, bonuses and more
Check out these other advantages of a Quicksilver card:
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0% intro APR. Enjoy a 0% introductory APR for 15 months on purchases and balance transfers. View important rates and disclosures.
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One-time cash bonus. Earn $200 as a one-time cash bonus once you spend $500 within three months from account opening. View important rates and disclosures.
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No foreign transaction fees. With Quicksilver, you won’t pay foreign transaction fees when you make purchases outside the U.S. View important rates and disclosures.
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Extended warranty protection. You’ll get extended product warranty protection at no charge on eligible items that are purchased with your Quicksilver card.
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Tap to pay. The Quicksilver card is contactless. So you can just tap, pay and go. It’s up to 10 times faster than swiping, inserting or using cash. Plus, it keeps your info secure and your hands off the card reader.
Capital One Quicksilver FAQs
Check out these commonly asked questions about Quicksilver:
What credit score is needed for a Quicksilver card?
Quicksilver is generally for people with excellent credit.
Quicksilver vs. QuicksilverOne: What’s the difference?
You’ll earn unlimited 1.5% cash back on every purchase with Quicksilver and QuicksilverOne. But you’ll typically need excellent credit for a Quicksilver card, while QuicksilverOne is for those with fair credit. And QuicksilverOne has a $39 annual fee and no introductory APR. View important rates and disclosures.
Key takeaways: Capital One Quicksilver benefits
If you’re ready to start earning unlimited 1.5% cash back on every purchase and to enjoy many other exceptional benefits, consider applying for Quicksilver.
You can even see if you’re pre-approved for Quicksilver and other card offers with no impact to your credit.
Explore more from Capital One
Whether your idea of a good time is getting out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle.
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See if you’re pre-approved for rewards cards, with no harm to your credit.
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Explore travel and miles rewards credit cards with unlimited miles you can actually use.
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Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.
- Earn unlimited cash back on food and fun with a dining and entertainment credit card.