How to redeem Capital One rewards for everyday expenses

Capital One rewards credit cards let you earn rewards on everyday purchases. But that’s just half the equation. Capital One also offers flexible redemption options that let you use your rewards your way. 

Learn more about the different ways to redeem Capital One rewards.

What you’ll learn:

• Capital One offers rewards credit cards, including cash back cards, travel cards, and dining and entertainment cards. 
• After you earn rewards, you can redeem them in lots of ways: receive a check in the mail or a statement credit, cover a recent purchase, buy gift cards, book trips through Capital One Travel, and more.
• To redeem rewards, sign in to your account online or use the Capital One Mobile app.

Capital One offers a range of rewards credit cards, including cash back cards, travel cards and dining and entertainment cards. Here are a few to consider:

• Quicksilver, a cash back card with 5% cash back at Capital One Entertainment and unlimited 1.5% cash back on every purchase, every day.¹ Plus, there’s no annual fee. View important terms and disclosures. New cardholders can get a one-time $200 cash bonus once they spend $500 on purchases within 3 months of opening an account.²
• Venture Rewards, a travel card with unlimited 2X miles on purchases and 5X miles on hotels and rental cars booked through Capital One Travel. Plus, 75,000 bonus miles for new cardholders once they spend $4,000 on purchases within the first 3 months of opening an account.²

• Savor, a dining and entertainment card with unlimited 3% cash back at grocery stores and on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases.³ And get 8% cash back on Capital One Entertainment purchases with your Savor card and enjoy exclusive access and cardholder perks.⁴

Capital One gives rewards cardholders the flexibility to use their rewards their way. Here are a few rewards redemption options:

If you like the idea of having extra spending money on hand, you can choose to redeem your rewards for cash, and Capital One will mail you a check.

Apply your rewards directly to your account balance as a statement credit.⁵

Use rewards to cover all or part of a recent purchase.

Redeem rewards for gift cards to use at popular retailers, restaurants and more.⁶

Pay for eligible Amazon.com purchases with rewards by linking your eligible Capital One rewards card to your Amazon account. Once you’ve enrolled, simply select Capital One rewards as your payment method at checkout.⁷

Pay for eligible PayPal purchases with rewards by linking your rewards card to your PayPal account. Then apply cash back or miles when you check out at millions of places online, including Target®, Apple® and The Home Depot®. It’s a great way to use your rewards at many of the spots you already shop.⁸

When you’re ready to pay, make sure you choose PayPal at checkout. Then select the Capital One rewards card you’ve linked as your payment method.

Use your Capital One miles or cash back to book flights, hotels, accommodations and rental cars through Capital One Travel. You can book with rewards, your credit card or a combination of the two.

Use your card, rewards or a combination of the two to purchase tickets to thousands of sporting events, concerts and more with Capital One Entertainment.⁹

Get even more flexibility by transferring your rewards to one of Capital One’s transfer partners.¹⁰ 

Redeeming Capital One rewards is easy. Here’s how it works:

1. Sign in to your account online or use the Capital One Mobile app.
2. Select View Rewards from the menu or after you select a specific rewards card.
3. Choose a redemption option and follow the prompts to redeem your rewards.

You can redeem all your Capital One rewards at once. Or you can redeem a portion of them.

In addition to earning and redeeming credit card rewards, here are two more ways Capital One helps you get the most out of purchases you’re already making:

Capital One Shopping is a free browser extension that automatically applies coupon codes at checkout and lets you know when prices drop on products you’ve viewed and purchased. It’s free to use, even if you’re not a Capital One customer. You can also earn rewards for purchases on popular sites that can be used to buy gift cards. To get started, add Capital One Shopping to your browser.

Capital One Offers helps you save when shopping at thousands of online retailers. Capital One Offers is exclusively available to Capital One customers. All you have to do is sign in to your Capital One account online or through the Capital One Mobile app, browse offers, follow the link to the merchant’s page and complete your purchase. 

Capital One has a variety of rewards credit cards and ways to redeem rewards. If you’d like to earn rewards on everyday purchases, you can start by comparing Capital One cash back rewards cards. And you can see if you’re pre-approved for a rewards card before you apply with no impact to your credit.

Whether your idea of a good time is getting out on the town, traveling the world or staying in, Capital One has a rewards card that may fit your lifestyle.

• See if you’re pre-approved for rewards cards, with no harm to your credit. 
• Explore travel and miles rewards credit cards with unlimited miles you can actually use. 
• Earn unlimited 1.5% cash back on every purchase, every day, with a cash rewards credit card.
• Earn unlimited cash back whether you’re going out or staying in, with a dining and entertainment credit card.