Meet the Capital One subscription manager

So many businesses today offer subscription services, free trials or automated payment options that it can be easy to lose track of what you’re paying for. Worse yet, it can be just as easy to end up with unwanted charges on your credit card.

But there’s good news for Capital One credit cardholders. You can easily view and manage your recurring payments and block or cancel unwanted subscriptions all in one place—from right within the Capital One Mobile app. Read on to learn more.

What you’ll learn:

• Capital One cardholders can access subscription management tools within the Capital One Mobile app at no additional cost.

• Capital One’s subscription management tools allow you to view your subscriptions in one place, and cancel or block future charges from unwanted subscriptions from the Capital One Mobile app.

The Capital One Mobile app includes a full suite of subscription management tools to help you better understand and take control of day-to-day spending on subscription services. 

Here’s a look at what you can do with Capital One’s subscription management tools from right within the Capital One Mobile app.

• View your subscriptions and expected transactions.

• Cancel unwanted subscriptions from select merchants right from the app, before a renewal charge hits your account.

• Block future charges from a wide variety of merchants.

According to a 2022 study from Bankrate, more than half of adult Americans who’ve had subscriptions or memberships have had unwanted charges hit their credit card accounts. So if this has happened to you, you’re certainly not alone. These charges might pop up after free trials end or when you forget about a membership you signed up for. The main benefit of using any subscription manager is to help you avoid unexpected or unwanted subscription charges.

Here are some of Capital One’s subscription management features.

• It’s available at no additional cost: Capital One cardholders can take advantage of these subscription management features from right within the Capital One Mobile app at no extra cost. Meanwhile, some third-party subscription manager apps may charge a fee for these services.

• It’s easy to use: You can easily view, cancel or block subscription charges all within the Capital One Mobile app where you already manage your credit card spending, saving you time and hassle. There’s no need for additional sign-ups.

Here’s a closer look at how managing your subscriptions works within the Capital One Mobile app.

1. Use your Capital One credit card to pay for any subscriptions and recurring charges.

2. Capital One will automatically recognize which charges are subscriptions and recurring payments.

3. You can decide which subscriptions you want to keep and which to block or cancel all from within the Capital One Mobile app in just a few taps.

You can find your subscriptions and recurring charges by signing into the Capital One Mobile app, clicking into your credit card account, and navigating to the “Expected Transactions” page. Keep in mind that it may take a few billing cycles for Capital One to identify all your recurring charges.

From the list of upcoming payments under “Expected Transactions” in the app, you can either block future charges from that specific merchant or you can directly cancel unwanted subscriptions from select merchants. Not all merchants are available for block or cancel. If you have any unwanted subscriptions, you can also cancel those subscriptions directly from the app. 

Capital One is the first major credit card issuer in the U.S. to offer these subscription management tools to its customers, at no additional cost and conveniently located within the Capital One Mobile app. To start managing your recurring subscription payments, download or sign into the Capital One Mobile app today.