Capital One miles transfer partners: A how-to guide

With a Capital One travel rewards card, you can earn unlimited miles on every purchase. Then you can use those miles in flexible ways, such as transferring them to select airline loyalty programs.

Learn more about Capital One transfer partners and the conversion ratios they offer when you redeem your miles.¹ Plus, explore other ways to use your miles.

What you’ll learn:

• Capital One cardholders can earn rewards miles by using eligible travel and business cards, including Venture, Venture X Business, Spark 2X Miles or Spark 1.5 Miles Select.

• Capital One cardholders can use rewards miles to book flights and hotel stays by transferring them to participating loyalty programs offered by Capital One’s travel partners.

• Conversion ratios show how miles will transfer to loyalty programs. For example, a 1:1 ratio means 1,000 Capital One miles will become 1,000 miles or points when transferred.

To transfer Capital One rewards, you have to have at least 1,000 Capital One miles and the name on your Capital One account has to match the name on your travel loyalty program. 

Depending on the partner, Capital One miles convert at one of four transfer ratios:

• 1:1 ratio

• 2:1.5 ratio

• 5:3 ratio

• 2:1 ratio

Capital One has a variety of airline partners. Transfer rates vary, depending on which airline you choose.

• JetBlue offers a 5:3 transfer ratio. That means when you transfer 1,000 Capital One miles, you’ll receive 600 TrueBlue points.

• EVA Air offers a 2:1.5 transfer ratio. When you transfer 1,000 Capital One miles, you’ll receive 750 Infinity MileageLands miles.

The rest of Capital One’s airline transfer partners offer a 1:1 conversion ratio. When you transfer 1,000 Capital One miles, you’ll receive 1,000 miles or points from these partners:

• Aeromexico Club Premier

• Air Canada Aeroplan®

• Avianca LifeMiles

• British Airways Executive Club

• Cathay Pacific Asia Miles

• Emirates Skywards

• Etihad Guest

• Finnair Plus

• Flying Blue

• Qantas Frequent Flyer

• Singapore Airlines KrisFlyer

• TAP Miles&Go

• Turkish Airlines Miles&Smiles

• Virgin Red

Eligible rewards miles cardholders can also transfer their miles to hotel partners.

• Accor Live Limitless offers a 2:1 conversion ratio. That means when you transfer 1,000 Capital One miles, you’ll receive 500 Accor Live Limitless points.

• Choice Privileges and Wyndham Rewards offer a 1:1 conversion ratio.² You’ll receive 1,000 miles or points when you transfer 1,000 Capital One miles to these partners.

Eligible cardholders can transfer their rewards by signing in to their account online or through the Capital One Mobile app. Once you’re signed in, navigate to the rewards section button and select the option to transfer your miles.

Before you confirm, remember that there’s no way to transfer miles back into your Capital One rewards account.

Using your miles with Capital One transfer partners is one way to redeem them. But there are more ways to redeem miles, including:

• Travel: Book flights, hotels, vacation rentals and rental cars through Capital One Travel.

• Recent travel expenses: Get reimbursed for certain recent travel purchases or business expenses, including flights, hotels, cruises, ride-hailing services and tolls.

• Online purchases: Pay when you check out at Amazon.com® or make eligible purchases at millions of online stores through PayPal®.³ 

• Gift cards: Redeem your miles for gift cards from popular restaurants, retailers and more.⁴

• Cash back: Receive cash back as a statement credit or a check.

Transferring your Capital One miles to travel partners is another flexible way to make the most of your rewards—and your next trip.

But before you can transfer rewards miles, you’ve got to have a Capital One travel rewards card or a Capital One business rewards card.

• Venture card: Earn unlimited double miles on every purchase. Plus, 5X miles on hotels, rental cars and vacation rentals through Capital One Travel. 

• VentureOne card: Earn unlimited 1.25X miles on every purchase and 5X miles on hotels and rental cars through Capital One Travel—all with no annual fee. View important rates and disclosures.

• VentureOne for Good Credit card: Earn unlimited 1.25X miles on every purchase and unlimited 5X miles on hotels and rental cars booked through Capital One Travel, with no annual fee. View important rates and disclosures.

• Venture X Business card: Earn unlimited 2X miles on every purchase. Taking a business trip? Book through Capital One Travel to earn 5X on flights and 10X on hotels and rental cars.

• Spark 1.5 Miles Select card: Earn unlimited 1.5X miles on every purchase. And when you spend $4,500 in the first three months, you’ll earn an additional 50,000-mile bonus.

• Spark 2X Miles card: Earn unlimited 2X miles on every purchase. Plus, get rewarded with a 50,000-mile bonus when you spend $4,500 in the first three months.