All about Venture X

Whether it’s a two-month journey across the globe or a two-day return to your hometown, the Capital One Venture X card can reward you every step of the way. Read on to learn how.

What you'll learn:

  • The Capital One Venture X card rewards travel with flexible benefits like a 75,000-mile early spend bonus, a $300 annual credit for bookings through Capital One Travel and a 10,000-mile anniversary bonus.
  • Venture X cardholders who book through Capital One Travel earn unlimited 10X miles on hotels and rental cars and 5X miles on flights. 
  • Cardholders can also enjoy complimentary access to the all-inclusive Capital One Lounges and a network of partner lounges worldwide.
  • Cardholders also receive an experience credit and premium benefits on every hotel booking from the Capital One Travel Premier or Lifestyle Collection.

Where will Venture X take you?

Earn 75,000 bonus miles and other exclusive perks with the Venture X card.

What is Capital One Venture X?

Venture X is a travel card designed with elevated rewards to take you further. With Venture X, you can earn unlimited miles and redeem them for travel bookings, gift cards, cash and more; access exclusive airport benefits; and even receive anniversary bonus miles just for being a cardholder.

Venture X benefits

Here’s a look at the benefits you get for a $395 annual fee. View important rates and disclosures.

Early spend bonus

Earn 75,000 bonus miles when you spend $4,000 on purchases during the first three months after account opening—so your dream trip can be your next trip.1 Plus, miles don’t expire for the life of the account.

Annual travel credit

Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get our best prices on thousands of hotels, flights and rental cars.2

Anniversary bonus

As Capital One’s way of saying “thank you” for being a cardholder, get 10,000 bonus miles after each anniversary.

View of the Capital One Lounge at DFW airport.

Airport lounges

Enjoy complimentary access for you and two guests to the Capital One Lounges. Travelers at Dallas-Fort Worth International Airport (DFW), Washington-Dulles Airport (IAD) and Denver International Airport (DEN) can enjoy upscale design; high-quality, all-inclusive amenities; and a luxury airport lounge experience unlike any other.3 Plus, visit participating lounges worldwide with Capital One’s Partner Lounge Network, which includes Priority Pass™ and Plaza Premium Lounge locations.4

Premium stays

Book extraordinary hotels from the Premier and Lifestyle Collections and enjoy a suite of premium cardholder benefits like an experience credit to use during your stay.5

Hertz Gold Plus Rewards President’s Circle® status

Venture X cardholders are eligible for complimentary Hertz President’s Circle status. Enroll online for the ability to skip the rental counter, choose from the widest selection of Hertz cars and get guaranteed upgrades.

Global Entry or TSA PreCheck®

Breeze through the airport. Receive up to a $120 statement credit on your application fee for TSA PreCheck® or Global Entry when you use your card.*

No foreign exchange fees

See the world without the fees. You won’t pay foreign transaction fees when making purchases outside the United States. View important rates and disclosures.

Venture X rewards: Unlimited miles, enhanced travel

With Venture X, earn miles on every purchase and get access to exclusive tools and benefits that help you create the upgraded travel experience you deserve. Plus, redeem your miles whenever you want.6

Capital One Travel

You’ll earn extra rewards when you book with Capital One Travel, and you can even redeem your rewards for future trips. Here’s how you earn miles with Venture X:

  • Unlimited 10X miles on hotels and rental cars when you book through Capital One Travel 
  • Unlimited 5X miles on flights when you book through Capital One Travel 
  • Unlimited 2X miles on all other purchases every day, from oceanside dinners to bottles of SPF 50 

Capital One Travel is the smarter way to book flights, hotels and rental cars. Get great prices with features like price prediction on flights, which can help you save an average of 15% by alerting you when it’s time to book.7 And if you book when Capital One Travel recommends and the price of your flight drops within 10 days, you’ll automatically get a travel credit up to $50. 

Plus, if you book through Capital One Travel and find a better price on another site within 24 hours, you can get a travel credit for the difference.8

Flexible redemption options

So many ways to earn and so many ways to redeem. Use miles to book via Capital One Travel, transfer miles to your choice of 15+ travel loyalty programs or redeem them for recent travel purchases, including vacation rentals, flights, hotels, campgrounds, cruises and more.9

Capital One Venture X card sitting on end table with sunglasses and beach towel.

Visa Infinite® protection and perks: An added benefit of Venture X

Your card does more than maximize your travel. As part of the Visa Infinite network, Venture X gives you extra coverage and a concierge’s help with reservations and event tickets.10

Cellphone protection

Protect your cellphone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800.

Cancel worry-free

You’ll have peace of mind with trip cancellation and interruption coverage, which lets you change your dates as needed for qualifying events.

Return protection

Keep your options open with 90 days of return protection, to help when you make a qualifying purchase with your Venture X card that the retailer will not accept back.

Extended warranty protection

You can receive additional warranty protection at no charge on eligible items that are purchased with your Venture X card.

Travel accident insurance

Get automatic insurance for a covered loss at no extra charge when you use your Venture X card to purchase your travel fare.

Auto rental collision damage waiver

Rent an eligible vehicle with your card and you could be covered for damage due to collision or theft. Learn more about rental car insurance.

Visa Infinite concierge

Want a hand with dinner reservations? Looking for tickets to a show or sporting event? Need gift ideas or flower delivery? A Visa Infinite concierge can help with it all.

Exclusive access for Venture X cardholders

Your card does more than earn miles on every purchase. It also gives you access to exclusive events and complimentary memberships to make your trip unforgettable. 

Complimentary PRIOR subscription

Receive a complimentary subscription to PRIOR, a modern travel brand curating exclusive experiences and voyages, destination guides and insider information.

The Cultivist partnership

Enjoy free entry for you and a guest to some of the best museums in the world with a discounted membership to The Cultivist.

Capital One Entertainment

Use Capital One Entertainment to get exclusive tickets, VIP event access and more. Whether you’re a sports fan or music lover, there are countless experiences to enjoy.

Capital One Dining

With Capital One Dining, access once-in-a-lifetime culinary events and hard-to-get reservations at an expertly curated selection of top restaurants.

Get rewarded for the way you travel

Which travel card is right for you?

Earn best-in-class travel rewards and redeem miles for flights and hotel stays.

Venture X account management and security

Shop with confidence knowing your card is protected with these safety and security features:

Free additional cardholders

Share Venture X’s benefits with someone you trust and earn rewards on every dollar they spend. Additional cardholders can be added at no extra cost.11 View important rates and disclosures.

$0 liability for unauthorized charges

If your card is lost or stolen and an unauthorized charge shows up on the account, Capital One is here to help. You won’t have to cover expenses from purchases you haven’t authorized.12

Security alerts

Get notified via text, email and phone if Capital One notices potentially suspicious activity on your account.

Eno, your Capital One assistant

As your around-the-clock assistant, Eno watches your account and reaches out if anything unusual shows up.13

Virtual card numbers

Shop online more securely with virtual card numbers. Virtual card numbers can disguise your actual card number and help protect you from potential fraud when shopping online.

Couple with suitcases arriving at a hotel.

Getting approved for Venture X

To get approved for a credit card, your credit scores and credit history typically have to meet the credit card issuer’s requirements. The Venture X rewards card is generally for people with what’s commonly referred to as excellent credit scores.

If Venture X isn’t the right fit for where you are in your credit journey, you can learn more about Capital One’s other travel cards.

Venture X FAQ

Here are some answers to commonly asked questions about Capital One Venture X:

VentureOne and Venture X differ when it comes to things like rewards, bonuses and annual fees. 

VentureOne earns unlimited 1.25 miles per dollar on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Venture X earns unlimited 2 miles per dollar on every purchase, 5 miles per dollar on flights and 10 miles per dollar on hotels and rental cars booked through Capital One Travel.

VentureOne offers 20,000 bonus miles when you spend $500 on purchases within the first 3 months. With Venture X, you earn 75,000 bonus miles when you spend $4,000 on purchases within the first three months. 

Venture X offers other benefits, like complimentary access for you and two guests to the Capital One Lounges. Venture X has an annual fee. View important rates and disclosures. VentureOne doesn’t have an annual fee. View important rates and disclosures.

Other Capital One travel and miles rewards credit cards are Venture and VentureOne Rewards for Good Credit.

Venture X is an elevated travel rewards card backed by Visa Infinite. It offers premium travel benefits and unlimited miles, plus access to exclusive experiences and events, VIP tickets and more.

If you have excellent credit and are a frequent traveler, Capital One Venture X can offer a high miles earn rate and exclusive benefits.

Key takeaways: Capital One Venture X

Start exploring the world your way with premium travel benefits and unlimited miles. Plus, unlock access to exclusive experiences and events, VIP tickets and more—just for being a Capital One cardholder.

Other ways to maximize your travel benefits

Who wouldn’t want to get the most out of their credit card? Here are some things to know about Capital One travel rewards credit cards: 

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Article | November 9, 2021 |3 min read