All about the Capital One Venture X credit card

December 17, 2024 |9 min read

Whether it’s a two-month journey across the globe or a two-day return to your hometown, the Capital One Venture X card can reward you every step of the way. Learn more about how the Venture X card can elevate how you travel.

What you’ll learn:

The Capital One Venture X card rewards travel with flexible benefits like a 75,000-mile bonus, a $300 annual credit for bookings through Capital One Travel and a 10,000-mile anniversary bonus.
Venture X cardholders who book through Capital One Travel earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals.
Cardholders can enjoy complimentary access to the all-inclusive Capital One Lounges and a network of partner lounges worldwide.
Cardholders receive an experience credit and premium benefits on every hotel booking from the Capital One Travel Premier Collection or Lifestyle Collection.

Venture X card overview

Venture X from Capital One is a travel credit card designed with elevated rewards to take you further. For a $395 annual fee, you can earn unlimited miles and redeem them for travel bookings, gift cards, cash and more. View important rates and disclosures. You can also access exclusive airport benefits and even receive anniversary bonus miles just for being a cardholder.

Who is the Venture X card good for?

If you have excellent credit and are a frequent traveler, the Venture X card can offer a high miles earn rate and exclusive benefits.

Venture X card benefits

Here’s a look at the benefits you get with the Venture X card.

Early spend bonus

Earn 75,000 bonus miles when you spend $4,000 on purchases during the first three months after account opening—so your dream trip can be your next trip.¹ Plus, miles don’t expire for the life of the account.

Annual travel credit

Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of hotels, vacation rentals, flights and rental cars.

Anniversary bonus

As Capital One’s way of saying “thank you” for being a cardholder, get 10,000 bonus miles after each anniversary.

View of the Capital One Lounge at Dallas-Fort Worth International Airport.

Airport lounge access

Enjoy complimentary access for you and two guests to Capital One Lounge locations. You can relax and recharge with relaxation rooms, shower suites, locally sourced food and beverages, and other amenities. Plus, visit participating lounges worldwide with the Capital One Partner Lounge Network, which includes Priority Pass.²

Premium stays

Book stays at luxury hotels, resorts and vacation rentals from the Premier and Lifestyle Collections and enjoy a suite of premium cardholder benefits, like early check-in, late checkout and room upgrades when available. Premier Collection bookings also include a $100 experience credit to use during your stay, plus a daily breakfast for two at hotel stays. Lifestyle Collection bookings include a $50 experience credit to use during your stay.^3,4

Hertz Gold Plus Rewards President’s Circle® status

Eligible Venture X cardholders qualify for Hertz Gold Plus Rewards President’s Circle® status.⁵

Global Entry or TSA PreCheck®

Breeze through the airport. Receive up to a $120 statement credit on your application fee for TSA PreCheck® or Global Entry when you use your Venture X card.⁶

No foreign exchange fees

See the world without the fees. You won’t pay foreign transaction fees when making purchases outside the United States. View important rates and disclosures.

Venture X card rewards: Unlimited miles, enhanced travel

With the Venture X card, you can earn unlimited double miles on every purchase—plus even more on every trip through Capital One Travel. You can redeem your miles however you want.⁷ And you’ll also get access to exclusive tools and benefits to help you elevate your travel.

Capital One Travel

You’ll earn elevated rewards when you book with Capital One Travel, and you can even redeem your rewards for future trips. Here’s how:

Unlimited 10X miles on hotels and rental cars
Unlimited 5X miles on flights and vacation rentals
Unlimited 2X miles on all other purchases every day

Capital One Travel is the smarter way to book flights, hotels, vacation rentals and rental cars. Get great prices with features like price prediction on flights, which can help you save an average of 15% by alerting you when it’s time to book.⁸ And if you book when Capital One Travel recommends and the price of your flight drops within 10 days, you’ll automatically get a travel credit of up to $50.

And if you book through Capital One Travel and find a better price on another site within 24 hours, you can get a travel credit for the difference.⁹

Flexible redemption options

So many ways to earn, and so many ways to redeem. Use miles to book via Capital One Travel, transfer miles to your choice of more than 15 travel loyalty programs, or redeem them for recent travel purchases, including vacation rentals, flights, hotels, campgrounds and cruises.¹⁰

Capital One Venture X card sitting on end table with sunglasses and beach towel.

Visa Infinite® protection and perks: An added benefit of the Venture X card

Your card does more than maximize your travel. As part of the Visa Infinite network, the Venture X card gives you extra coverage and a concierge’s help with reservations and event tickets.¹¹

Cellphone protection

Protect your cellphone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800.

Cancel worry-free

You’ll have peace of mind with trip cancellation and interruption coverage, which lets you change your dates as needed for qualifying events.

Return protection

Keep your options open with 90 days of return protection, to help when you make a qualifying purchase with your Venture X card that the retailer won’t accept back.

Extended warranty protection

You can receive additional warranty protection at no charge on eligible items that are purchased with your Venture X card.

Travel accident insurance

Get automatic insurance for a covered loss at no extra charge when you use your Venture X card to purchase your travel fare.

Auto rental collision damage waiver

Rent an eligible vehicle with your card and you could be covered for damages due to collision or theft.

Visa Infinite concierge

Want a hand with dinner reservations? Looking for tickets to a show or sporting event? Need gift ideas or flower delivery? A Visa Infinite concierge can help with it all.

Exclusive access for Venture X cardholders

Your card does more than earn miles on every purchase. It also gives you access to exclusive events and complimentary memberships to make your trip unforgettable.

Complimentary PRIOR subscription

Receive a complimentary subscription to PRIOR, which includes early access to exclusive trips, editor-curated destination guides, weekly newsletters with up-to-the-minute travel trends and more.

The Cultivist partnership

Eligible cardholders can enroll online with The Cultivist to receive 50% off an Enthusiast membership for up to two years. The offer is worth up to $440, and it includes free entry for members and a guest to 60 of the world’s leading museums, including The Met and MoMA in New York.

Capital One Entertainment

Use Capital One Entertainment to get exclusive tickets, VIP event access and more. Whether you’re a sports fan or music lover, there are countless experiences to enjoy. Venture X cardholders earn 5X miles on Capital One Entertainment purchases, and they can also redeem miles to purchase tickets.¹²

Capital One Dining

With Capital One Dining, access prime-time tables at top-tier restaurants set aside for rewards cardholders and unlock insider access to extraordinary culinary experiences.

Get rewarded for the way you travel

Venture X account management and security

Shop with confidence knowing your card is protected with these safety and security features:

Free additional cardholders

Share Venture X benefits with someone you trust and earn rewards on every dollar they spend. Add cardholders at no extra cost.¹³ View important rates and disclosures.

$0 liability for unauthorized charges

If your card is lost or stolen and an unauthorized charge shows up on the account, Capital One is here to help. You won’t have to cover expenses from purchases you haven’t authorized.¹⁴

Security alerts

Get notified via text, email and phone if Capital One notices potentially suspicious activity on your account.

Eno, your Capital One assistant

As your around-the-clock assistant, Eno watches your account and reaches out if anything unusual shows up.¹⁵

Virtual card numbers

Shop online more securely with virtual card numbers. Virtual card numbers can disguise your actual card number and help protect you from potential fraud when shopping online.¹⁶

Couple with suitcases arriving at a hotel.

Getting approved for the Venture X card

The Venture X card is generally for people with excellent credit scores. If the Venture X card isn’t the right fit, you can learn more about other Capital One travel rewards cards.

Venture X FAQ

Here are some answers to commonly asked questions about Venture X from Capital One.

What type of card is the Capital One Venture X card?

The Venture X card is an elevated travel rewards card backed by Visa Infinite. It offers premium travel benefits and unlimited miles, plus access to exclusive experiences and events, VIP tickets and more.

What’s the difference between the VentureOne card and the Venture X card?

The VentureOne card and the Venture X card differ when it comes to things like rewards, bonuses and annual fees.

VentureOne cardholders earn unlimited 1.25X miles on every purchase and 5X miles on hotels and rental cars booked through Capital One Travel. Venture X cardholders earn 2X miles on every purchase, 5X miles on flights and 10X miles on hotels and rental cars booked through Capital One Travel.

VentureOne offers 20,000 bonus miles when you spend $500 on purchases within the first three months.1 With the Venture X card, you can earn 75,000 bonus miles when you spend $4,000 on purchases within the first three months.¹

The Venture X card offers other benefits, like complimentary access for you and two guests to the Capital One Lounges and access to the extraordinary hotels and vacation rentals from the Premier and Lifestyle Collections.^2,3 The Venture X card has an annual fee. View important rates and disclosures. VentureOne doesn’t have an annual fee. View important rates and disclosures.

Is the Venture X card hard to get?

The Venture X card is for people with excellent credit. If that doesn’t sound like the right fit, you can see if you’re pre-approved for other rewards cards from Capital One, including Venture and VentureOne Rewards for Good Credit.

Checking if you’re pre-approved for card offers before you apply is easy, and it won’t harm your credit.

Key takeaways: Capital One Venture X

Start exploring the world your way with premium travel benefits and unlimited miles. Plus, unlock access to exclusive experiences and events, VIP tickets and more—just for being a Venture X cardholder.

Other ways to maximize your travel benefits

Who wouldn’t want to get the most out of their credit card? Here are some things to know about Capital One travel rewards credit cards:

Earn unlimited 2X rewards miles, plus 75,000 bonus miles, and enjoy flexible redemption and transfer options with the Capital One Venture card.
Earn unlimited 1.25X miles with no annual fee with the Capital One VentureOne card. View important rates and disclosures.
Explore travel rewards card options by comparing Capital One travel rewards cards.
Find out how Venture X cardholders can get access to a worldwide network of airport lounges thanks to a complimentary Priority Pass membership.

Learn more about FDIC insurance coverage.

¹Card offers with a cash or miles rewards bonus are available by selecting the offer on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

²Access to lounges includes access to available Priority Pass lounges worldwide through Priority Pass enrollment and Capital One Lounges. Lounge access is not guaranteed and is subject to space availability. Terms apply and are subject to change. Learn more about Capital One Lounges at: https://capitalonetravel.com/lounges/capital-one-lounges.

³Hotels: Premier Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact hotel directly to confirm qualifying experiences - advance reservations recommended for certain experiences.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection hotel bookings include: daily breakfast for two, complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation Rentals: Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotel and Vacation Rentals: Premier Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

⁴Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation Rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotel and Vacation Rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

⁵Eligible cardholders must enroll through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. Authorized users and account managers are eligible for the benefit; the primary account holder can enroll them into the Hertz Gold Plus Rewards program through the same process described above. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Plus Rewards program terms apply.

⁶To receive a statement credit up to $120, you must use your Venture or Venture X card to either complete the Global Entry application and pay the current application fee, or complete the TSA PreCheck® application and pay the current application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.

⁷Terms apply. See Venture X for details.

⁸15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁹Price matching before and after you book may not be available on all reservations. Terms apply. See https://travel.capitalone.com/terms-of-service/ for details.

¹⁰Once transfers are final, the receiving loyalty program’s terms apply.

¹¹See the Visa Infinite Guide to Benefits for details, as terms and exclusions apply.

¹²To use the Capital One Entertainment ticketing platform, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Entertainment’s Terms of Use.

Through 12/31/25, eligible Venture X, Venture X Business, Venture and Spark 2X miles rewards cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Eligible Savor cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

¹³The primary account holder is responsible for all transactions made by any authorized user(s).

¹⁴Claims of unauthorized use are subject to verification and investigation.

¹⁵Limitations apply. Eno is learning all the time and may not catch everything, including some spending activity. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements.

¹⁶Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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