Lending Products
Real Estate Term Loans
Build equity with real estate term loans
Loans up to $5 million for purchasing, refinancing or improving property, with fixed payments and term lengths up to 20 years.
Lines of Credit
Improve cash flow for your daily operations
Bridge the gap between your goals and the cash flow required to achieve them. Line amounts up to $5 million.
SBA Loans
More options than your traditional loans
If you’re looking for long terms, fixed rates and lower equity requirements, look to SBA 504, SBA7(a), and SBA Express Lines and Loans.
What you need to qualify
Eligibility requirements for Capital One loans and lines of credit products: (1) have been in business for at least 2 years 1 and (2) have or open a business checking account.
Lending Benefits at a Glance
Automatic Payments
Easily set up automatic payments from your business checking account.
Banker Access
Get access to dedicated business bankers to support your individual needs.
Flexible Lending
Our flexible terms and structure help you figure out your right payment schedule.
Find the right financing for your business
Ask a banker about our partnership rates for businesses who already have a business deposit relationship with Capital One.
Frequently Asked Questions
1.
How do I apply for a business loan or line of credit?
Get together with one of our branch ambassadors at a Capital One location to explore the right lending products for your needs. To be eligible, you’ll need to have been in business for at least 2 years and have or open a Capital One business checking account. Loan sizes are a minimum of $10,000 and maximum of $5,000,000. Depending on the product, there may be collateral or deposit amount requirements. There’s a limit of one line of credit per tax or EIN number.
2.
What happens after I apply?
All loan applications are subject to credit approval, and normal credit standards apply. Some applications may require further consideration, and additional information may be requested.
3.
What fees apply to a business line of credit?
Fees vary depending on product and loan size. Additional fees applicable based on collateral and deal structure.
4.
What will my interest rate be for a business line of credit?
All interest rates are subject to approval and will depend on credit profile of the applicant/business, prevailing interest rates and product. Terms will be disclosed prior to booking.
ADDITIONAL RESOURCES
