What are your branch hours?
Use our location finder to find the branches closest to you and see their hours of operation.
What information will I need to complete the application online?
Useful information to have on hand to reference as you fill in your application, include:
What information will I need to complete the application with a representative?
To complete the application you’ll need:
Additional documentation may be required depending on business ownership structure. Ask a branch associate for details.
How do I open a business checking account online?
Opening a business checking account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:
Other important information you need to know:
How do I open a business checking account with a representative?
Interested in opening an account with the help of a representative? If your business is a good match for a Capital One Business Banker or if you’re located near a branch, we may be able to support you—the first step is to fill out this form.
Here's what you'll need to complete the application:
Additional documentation may be required depending on business ownership structure, etc. Ask yor banker or branch associate for details.
Other important information you need to know:
How long does it take for my account to be open online, and when will I have access?
Once your account has been approved you will receive an email with a link to set up your access. After you complete set up, you will have immediate access to your online account.
How can I avoid incurring the monthly services fees on a checking account?
For Basic Checking customers, the $15 monthly fee can be waived with a $2,000 minimum 30- or 90-day average balance. For Enhanced Checking customers, the $35 monthly fee can be waived with $25,000 minimum 30- or 90-day average balance.
How do I order checks?
Checkbooks can be ordered by logging into your Capital One account. After selecting the account you want to order checks for, you can select “Account Services and Settings” and “Order Checks” to place your checkbook order.
Are my deposits with Capital One insured by the FDIC?
Capital One, N.A. is a member of the FDIC (Federal Deposit Insurance Corporation) - an independent agency of the United States government. Your deposit accounts are insured by the FDIC up to $250,000 based on ownership types. When you see the FDIC logo you can rest assured your money is safe and secure. To learn more visit www.fdic.gov.
What is payment processing?
Payment processing allows you to process non-cash transactions from your customers. Capital One partners with leading debit and credit card processors to offer you flexible payment acceptance solutions.
Is payment processing secure?
Capital One partners with leading payment processors that utilize fraud protection and data security tools so you can enjoy peace of mind.
When will I receive funds in my bank account from the credit card transactions?
Most funds are available the next day for qualifying accounts.
How reliable are payment processing platforms?
With 99.99% system uptime, our payment platforms never stop working for you.
More support for complex business needs
Connect to discuss specialized products and services that can help you grow your business.
ADDITIONAL RESOURCES