Business Savings

It takes hard work to grow a business’s finances. Give your money an edge with a promotional business savings rate of up to 4.10%. 1

4.10% 
Guaranteed rate

Earn a promotional interest rate of up to 4.10%, guaranteed for the first 6 months.1

No cost
Overdraft coverage

Link your Capital One business checking account to reduce fees and protect your earnings.4

24/7
Online banking

Get 24/7 access to your savings with online banking and the Capital One Mobile app.

SAVINGS ACCOUNT BENEFITS

FDIC-insured

Balances in your Business Advantage Savings account are fully insured up to the FDIC’s allowable limits.

Withdrawals

Make up to 6 free account withdrawals per monthly statement cycle. 2

Reduced Costs

Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.

ONLINE BANKING

Access your accounts from anywhere

Manage your account at your convenience—it’s as simple as turning on your smartphone. You have 24/7 access to your account info and our online tools in the Capital One Mobile app, so you can deposit checks, manage alerts and more on the go.

GET IN TOUCH

Work with a dedicated business banker

Partnering with a Capital One business banker gives you access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to see if a dedicated business banker is right for your business.

ADDITIONAL PRODUCTS

BUSINESS CHECKING

Easy money management

Get all your business checking account needs covered—from cash flow management to more complicated transactions.

BUSINESS CARDS

Unlimited Rewards

Start earning rewards on every purchase. Choose from our suite of cards designed with business in mind.

RESOURCES JUST FOR YOUR BUSINESS

FREQUENTLY ASKED QUESTIONS

Opening a business savings account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:

  • Personal Identification (Social Security card, and/or personal tax return)
  • Your business’s Articles of Ownership, Articles of Incorporation, business tax returns, proof of ownership, SS-4 Notification Letter, Assumed Name Statement and/or your current lease or Certificate of Occupancy.
  • Up-to-date information about your business’s owners (ownership percentage, date of birth, Social Security number, address, etc.)

Other important information you need to know:

  • You must be at least 18 years of age and must be a legal U.S. resident.
  • All applicants are subject to review of past account handling and verification of the information provided.

Interested in opening an account with the help of a representative? If your business is a good match for a Capital One Business Banker or if you’re located near a branch, we may be able to support you—the first step is to fill out this form.

Here's what you'll need to complete the application:

  • Personal information (name, date of birth, Social Security number, etc.)
  • Email address and phone number
  • U.S. address and owner establishment date (not a P.O. box)
  • Legal name of business and type of business
  • Business establishment date with signer’s full name
  • Tax ID number, ownership structure and number of employees
  • Percent of ownership and annual gross revenue


Additional documentation may be required depending on business ownership structure, etc. Ask yor banker or branch associate for details.

Other important information you need to know:

  • You must be at least 18 years of age and must be a legal U.S. resident.
  • All applicants are subject to review of past account handling and verification of the information provided.

Promotional interest rates are available to new accounts only and will expire 183 days after account opening. When you open a new account, you will lock in and earn the promotional rate that’s guaranteed for the first 6 months. Upon expiration, an interest rate no lower than the standard interest rate in effect as of that date will apply. Standard rate is variable and subject to change at any time without notice.

There is no minimum balance required to earn interest, but the promotional interest rate varies based on account balances as described in the rate table. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer ID number, including for customers that have previously had a promotional rate, in which case additional accounts will earn the standard rate. For more information call, 1-888-755-2172 or visit your Capital One location.

You have 24/7 access to your money through online banking and the Capital One Mobile app. You can make up to six free withdrawals per month, as well as additional withdrawals from a teller at any branch or any ATM.

Yes! Please go to your nearest branch to speak to a Branch Ambassador to open an account.