Cash back business credit cards

Earn unlimited cash back on your every day business purchases with a Capital One business credit card.

Find the cash back card that fits your business

All our cash back business cards earn you unlimited rewards on every purchase, every day and give you access to our business-grade benefits.
Spark 2% Cash PlusSpark 2% CashSpark 1.5% Cash SelectSpark 1% Classic

Annual fee: $150

Annual fee: $0 intro for the first year, $95 after that

Annual fee: $0

Annual fee: $0

Spark 2% Cash PlusSpark 2% CashSpark 1.5% Cash SelectSpark 1% Classic
Large purchases
High-spending
Annual fee refund
Pay-in-full
No preset spending limit
Great rewards
Intro annual fee
Traditional credit line
Daily expenses
No annual fee
Traditional credit line
Build credit
No annual fee
Traditional credit line

Annual fee: $150

Annual fee: $0 intro for the first year, $95 after that

Annual fee: $0

Annual fee: $0

Reward Rate

2%

cash back on every purchase

 

5%

cash back on hotels and rental cars booked through Capital One Travel

2%

cash back on every purchase

 

5%

cash back on hotels and rental cars booked through Capital One Travel

1.5%

cash back on every purchase

 

5%

cash back on hotels and rental cars booked through Capital One Travel

1%

cash back on every purchase

 

5%

cash back on hotels and rental cars booked through Capital One Travel

Offers & Bonuses

$4,000 or more in bonuses

$2,000 cash bonus when you spend $30,000 in the first 3 months

 

$2,000 for every $500k spent in the first 12 months

$750

welcome bonus when you spend $7,500 in the first 3 months

$500

welcome bonus when you spend $4,500 in the first 3 months

-

Purchase Rate

Pay-in-full card

with no preset spending limit

26.24%

variable APR

18.49% - 24.49%

variable APR

29.99%

variable APR

Great fit

For businesses that need large spending capacity and want to maximize cash back

For businesses that want great cash rewards with a low annual fee

For businesses that want cash rewards with no annual fee

For business that want to build credit and earn cash rewards with no annual fee

BENEFITS FOR CAPITAL ONE BUSINESS CARD HOLDERS

Automatic payments

Set up AutoPay so you don’t have to worry about signing into your account every month. 

$0 fraud liability

If your card is lost or stolen, you can get an emergency replacement and a cash advance.

Year-end summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Account managers

Assign an account manager to make purchases and payments, review transactions and resolve any problems.

Purchase records

Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.

Virtual card numbers

Make safer payments online without exposing your actual card number with merchants.