Business charge cards

Earn big rewards on big purchases

With no preset spending limit, enjoy increased purchasing power that can grow over time to unlock more rewards potential.


Spark Cash Plus	Venture X Business
First-year bonuses Annual fee refund Elevated cash rewards No preset spending limit High spending	Capital One Lounge Access Annual travel credit TSA PreCheck® or Global Entry Elevated travel rewards No preset spending limit High-spending
Annual fee: $150—Spend $150K and we’ll refund this fee every year	Annual fee: $395
Apply now	Apply now
Reward Rate
2% cash earn more on every purchase with large spending capacity 5% cash cash back on hotels and rental cars booked through Capital One Travel	2X miles on every purchase, with no restrictions or blackout dates 10X miles on hotels and rental cars booked through Capital One Travel 5X miles on flights booked through Capital One Travel
Offers & Bonuses
$4,000 or more in bonuses $2,000 when you spend $30,000 in the first 3 months $2,000 for every $500,000 you spend in the first 12 months	150,000 bonus miles when you spend $30,000 in the first 3 months—equal to $1,500 in travel credit $300 annual travel credit for bookings through Capital One Travel
Purchase Rate
Pay-in-full card with no preset spending limit	Pay-in-full card with no preset spending limit
Great fit
For businesses that need large spending capacity and want to maximize cash back	For businesses that need large spending capacity and elevated travel rewards
Card details Apply now Rates and fees information Rewards terms	Card details Apply now Rates and fees information Rewards terms

Get the most out of your credit card with Capital One

Your business may be eligible to work with a dedicated Relationship Manager who can guide you to the best card for your business and help you maximize your spend.

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REWARDS WITH ACCOUNTS PAYABLE

Earn a one-time bonus with Accounts Payable

Earn a one-time $2,000 or 200,000 miles bonus when you spend $200,000 through Accounts Payable within the first year of your Spark Cash Plus or Venture X Business account opening. ¹

BENEFITS FOR CAPITAL ONE BUSINESS CARD HOLDERS

Automatic payments

Set up AutoPay so you don’t have to worry about signing into your account every month.

$0 fraud liability

If your card is lost or stolen, you can get an emergency replacement and a cash advance.

Year-end summaries

Get an itemized report of your spending to simplify budgeting and tax time.

Account managers

Assign an account manager to make purchases and payments, review transactions and resolve any problems.

Purchase records

Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.

Virtual card numbers

Make safer payments online without exposing your actual card number with merchants.

No foreign transaction fees

Pay zero foreign transaction fees on purchases made outside of the United States.

Roadside assistance

Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.

Capital One travel

Get our best prices on thousands of trip options — even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Account access

Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.

Security alerts

Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account.

Fraud & security alerts

Receive an email or text message alert if we detect a potential mistake or suspicious charge on your account.

Card lock

Lock your card or an employee’s if it has been misplaced, lost or stolen.

Extended warranty

Get free additional warranty and protection on eligible items that you purchase with your card.

Customer support

Our Capital One Business representatives are specially trained to work with business owners and are available to answer any questions you may have.

View all business benefits

Not what you were looking for?

Explore our additional business credit card options.

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Earn a one-time $2,000 or 200,000 miles bonus when you spend at least $200,000 through Accounts Payable within the first year of your Spark Cash Plus or Venture X Business account opening. Fees accrued from using your Capital One Business card to send a check or ACH to your vendor will not be eligible towards your bonus. Once you qualify for a bonus we will apply it to your rewards balance within three billing cycles.