B2B Credit Tailored for Your Business

B2B credit tailored for your business

Get a customizable platform that offers solutions for your unique needs.

Offer flexible credit terms to your B2B customers

Capital One Trade Credit helps businesses like yours provide B2B customers with the flexible credit terms and digital tools they need—while supporting you with a flexible credit program tailored to your needs.

icon of a finger pointer moving various switches

Customize your way

Seamlessly integrate your existing business systems and workflow with a highly flexible solution.

icon of a flower whose bloom is a dollar sign

Grow sales

Win and retain customers with online tools, extended terms, flexible credit lines and rewards options.

icon of a flower whose bloom is a dollar sign

Delight customers

Modernize your customer experience with tech-enabled solutions through each customer touchpoint.

FLEXIBLE SOLUTIONS FOR YOUR BUSINESS

Prescreening

Use credit quality and spend predictors for improved sales targeting. 

Online applications

Instant decisioning with online and in-store applications for immediate purchasing.

Tailored solutions

Choose 30, 60, or 90 day terms, fees, and billing treatment for each customer.

Funding

Real-time authorizations, funded or unfunded, with settlements at the frequency of your choice.

Risk protection

Customized credit policies to help protect you from bad debt and fraud.

Payment options

Choose private label or co-branded billing, and paper or electronic invoices and statements.

image of a servce bell

Servicing

Support your users directly, provide access to SmartView online tools, or leverage our U.S.-based live agents.

Online tools

Enjoy full visibility and control with the SmartView dashboard.

2 gears grinding together

HOW IT WORKS

Customize your credit program

Power your business’s success with flexible end-to-end solutions designed to fit your business needs.

Resources