Grow with the Flow with Capital One Trade Credit

Grow with the flow

Optimize your business’s cash flow with a B2B credit program that pays you predictably upfront and drives growth.

How our B2B credit programs work

Capital One Trade Credit helps businesses like yours provide B2B customers with buy now, pay later solutions and the online tools they expect—while supporting you throughout the order-to-cash lifecycle.

Podcast: A Platform & A Partner

Hear Capital One Trade Credit leaders reflect on how the Lumber & Building Materials industry is evolving and how our B2B credit management solution is helping this industry, and many others, improve cash flow, reduce risk, grow sales and delight customers.

The LBM Leader's Guide

The LBM Leader's Guide To Improve Cash Flow and Reduce Risk

Build an effective trade credit program for your LBM business that can improve cash flow, fuel growth and mitigate risk.

Improve cash flow

Make business decisions with certainty knowing when you’ll be paid for sales.

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Leverage our scale and stability

Work with a partner that can support your enterprise’s complex needs, backed by a Top 10 U.S. bank known for underwriting and resiliency.

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Drive sales growth

Exceed the expectations of your business customers and increase sales with an improved user experience from our B2B platform.

HOW IT WORKS

Flexibility from purchase to payment

Fuel your success with a seamless end-to-end solution tailored to fit your business needs.

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FOR YOUR BUSINESS ACCOUNT HOLDERS

Designed with their needs in mind

Learn how our powerful suite of offerings, including extended terms, flexible credit lines and powerful online tools, help support your customers.

BENEFITS FOR EVERYONE

Customers have access to instant credit decisioning for immediate online or offline purchasing.
Plus, they receive a dedicated portal to make payments, download invoices and statements, and set preferences.

Win more customers with online and in-store applications, which offer instant decisioning for immediate purchasing and access to flexible credit lines.

Do away with slow, manual processes by letting us streamline your order-to-cash process.

We can help manage flexible lines and terms, billing, payments, cash applications, collections and customer service—boosting your team’s efficiency and performance.

Create a high quality online shopping experience for your customers by integrating credit applications and payment methods directly into your web store environment.

Insights in Action