5 of the Best Certified Pre-Owned Deals in September 2022

These Certified Pre-Owned vehicles combine the value of a used car with the benefits of a new car warranty and financing.

By Steven Lang Sep 16, 2022

BMW

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You may be relieved to know that even though car prices are high, resale values are high, too if you’re planning on financing a Certified Pre-Owned car, truck, or SUV. Manufacturers offer extended warranties for these CPO models and are willing to finance your vehicle for a substantially lower rate than the current inflation rate.

This month, we wanted to feature five of the best finance deals and those manufacturers who are sweetening the deal for buyers looking at their certified pre-owned offerings.

BMW

2018 to 2020 BMW 3-Series: 2.99% Financing for 36 Months

Whether you want a performance luxury sedan, a Gran Turismo hatchback, or need a sporty family wagon with leather seats and built-in Wi-Fi for road trips, the BMW 3-Series can handle it all. With up to six trim levels and three different body styles, there’s plenty of variety with BMW’s compact luxury car. BMW provides comprehensive coverage for one year with unlimited miles after the four-year/50,000-mile BMW new vehicle limited warranty expires.

Mazda

2017 to 2021 Mazda 6: No Payments for 90 Days

The Mazda 6 mid-size sedan has the soul of a sports car with stellar handling and a four-cylinder engine that is surprisingly economical with a combined 30 mpg. Some versions of the Mazda four-door also offer a slew of must-have driver-assistance options, such as blind-spot monitors with cross-track alerts, automatic braking at low speeds, and a forward collision warning system. Mazda’s seven-year/100,000-mile CPO powertrain warranty includes 12-month/12,000-mile bumper-to-bumper coverage.

Nissan

2017 to 2022 Nissan Rogue: 2.99% Financing for 36 Months

The Nissan Rogue is a well-appointed compact SUV with a smooth ride, high-quality luxury touches, and excellent visibility. Newer models of the Rogue can be equipped with plenty of user-friendly features and options, such as a user-friendly seven-inch infotainment screen that offers Apple CarPlay, Android Auto, and a built-in navigation system. Nissan’s CPO program features a seven-year/100,000-mile limited warranty.

Subaru

2017 to 2022 Subaru Outback: 3.49% Financing for 36 Months

The Subaru Outback mid-size wagon offers the passenger and cargo space of an SUV without the heft while offering excellent ground clearance. The Outback is a safety powerhouse, with available EyeSight driver-assistance tech and a attention monitoring system that employs facial recognition technology to tell if you’re getting sleepy or distracted by other passengers or your cell phone. Subaru’s seven-year/100,000-mile CPO powertrain warranty comes with a $0 deductible for any needed repairs.

Jaguar

2017 to 2020 Jaguar F-Pace: 3.99% Financing for 24 Months

Nearly the entire lineup of Jaguar models may qualify for 3.99% APR financing this month, which the automaker will allow shoppers to stretch out to as many as 24 months. The F-Pace is the smaller of Jaguar’s two SUVs, and it has been offered in a huge range of configurations and trim levels since 2017. Jaguar also includes a one-year warranty with unlimited miles or a two-year warranty with 100,000 miles with its CPO models.

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Steven Lang

Steven Lang is a special contributor to Capital One with nearly two decades of experience as an auto auctioneer, car dealer, and part owner of an auto auction. Some of the best-known auto publications turn to him for his expert insight. He is also the co-developer of the Long-Term Quality Index, a survey of vehicle reliability featuring over two million vehicles that have been inspected by professional mechanics.