What Is Lo-Jack?

This service might improve your stolen car's chances of recovery.

By Benjamin Hunting Aug 25, 2023

A person with a hammer attempts to break into a locked car Manuel Carrillo III | Capital One

Article QuickTakes:

Vehicle theft is a growing concern for motorists. The last few years have seen an increase in the number and price value of automobiles stolen in the United States. It's nowhere near the levels seen in the early 1990s, but vehicle theft is still a reality for car owners. Stolen vehicle tracking has also become a big business, with major car brands and a long list of aftermarket companies introducing versions of this feature.

Lo-Jack is one of the oldest and most respected names in the industry, a company with decades of vehicle tracking experience.

What is Lo-Jack?

Lo-Jack is a theft recovery system that relies on a small tracking device installed on your vehicle. This tracker — roughly 3.5 inches long and 2.0 inches wide — is placed in a hidden location that makes it difficult for thieves to find and remove if an automobile is stolen. The company's technicians use one of 20 potential hiding spots so that there's no "standard" Lo-Jack mounting point that would make the device easier to discover. The tracker is always on and draws a minimal amount of current from a car or truck's 12-volt battery.

How does Lo-Jack work?

Lo-Jack is integrated with local law enforcement, and police vehicles equipped with Lo-Jack hardware and software are able to intercept and recover the stolen vehicle. Tracking services begin as soon as you contact the police and report your vehicle as having been stolen, then a signal is sent out to the Lo-Jack tracker on the automobile itself.

Pre-2021 Lo-Jack systems do not rely on cellular networks or GPS technology. It uses a dedicated radio frequency that transmits its location to any police cruiser within five to seven miles of its location. Starting in 2021, new Lo-Jack installations transitioned to cellular and GPS tracking, which broadened its coverage area and added "connected car" features to the Lo-Jack app.

There are a couple of caveats when considering how the pre-2021 Lo-Jack system operates. The first is that for the Lo-Jack unit to respond to the original signal sent out by law enforcement, the vehicle must be within the Lo-Jack system's range. To be located, the stolen vehicle must be close to a cruiser with Lo-Jack integration. That being said, Lo-Jack claims a 98% recovery rate for stolen vehicles.

Classic Lo-Jack warranty and protection plans would offer owners financial compensation if their car wasn't found within 30 days. Lo-Jack was also available with Early Warning System, which automatically notified owners if the vehicle moved without the associated key fob.

How much does Lo-Jack cost?

Lo-Jack pricing can vary. Pricing from the Lo-Jack website ranges from $799 to $1,099 for installation and a three-year subscription. Some dealers install Lo-Jack on every vehicle they sell and build that cost into the vehicle's price. Lo-Jack installations can vary from dealership to dealership, and the system does not come with a suggested retail price.

TAGSauto basics

This site is for educational purposes only. The third parties listed are not affiliated with Capital One and are solely responsible for their opinions, products and services. Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The information presented in this article is believed to be accurate at the time of publication, but is subject to change. The images shown are for illustration purposes only and may not be an exact representation of the product. The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Capital One product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

Benjamin Hunting

Benjamin Hunting is a writer and podcast host who contributes to a number of newspapers, automotive magazines, and online publications. More than a decade into his career, he enjoys keeping the shiny side up during track days and always has one too many classic vehicle projects partially disassembled in his garage at any given time. Remember, if it's not leaking, it's probably empty.