Platinum Mastercard® from Capital One
Get the credit you need with no annual fee.
Find out if you're pre-approved with no risk to your credit score.
Find out if you're pre-approved with no risk to your credit score.
Annual Fee
$0
Purchase Rate
29.74% variable APR
Automatic Credit Line Reviews
Be automatically considered for a higher credit line in as little as 6 months.
CreditWise
Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. It’s free and available to anyone, whether or not you have a Capital One product.
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.
Tap to Pay
Check out faster and securely with your contactless card. Simply hold or tap your card on a contactless-enabled card reader and you are good to go.
Explore Capital One credit card benefits 1
Account Alerts
Set up personalized email or text reminders to help you stay on top of your account.
Autopay
Set up Autopay for your account and your payments will be made automatically every month. Learn more about setting up Autopay.
See Monthly Recurring Transactions
24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at www.capitalone.com
Authorized User
Add an authorized user to your account, and track spending by user.
Balance Transfer
Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.
24/7 Customer Service
Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service here.
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Some cardholder benefits are only available to the primary cardholder and not authorized users.