Quicksilver Secured from Capital One
Earn 1.5% cash back on every purchase with a refundable $200 minimum deposit.
Find out if you're pre-approved with no risk to your credit score.
Find out if you're pre-approved with no risk to your credit score.
Unlimited Rewards
Earn unlimited 1.5% cash back on every purchase, every day
Annual Fee
$0
Security Deposit
$200 refundable minimum deposit.
Purchase Rate
29.74% variable APR
Explore Capital One credit card benefits 5
Account Alerts
Set up personalized email or text reminders to help you stay on top of your account.
Autopay
Set up Autopay for your account and your payments will be made automatically every month. Learn more about setting up Autopay.
See Monthly Recurring Transactions
24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at www.capitalone.com
Authorized User
Add an authorized user to your account, and track spending by user.
Balance Transfer
Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.
24/7 Customer Service
Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service here.
Frequently asked questions
What is a secured credit card?
It’s a credit card that offers you an opportunity to build or rebuild your credit with responsible use. A secured credit card also requires a refundable security deposit, which is held as collateral for the account. No interest is applied to the security deposit.
How does the Capital One Quicksilver Secured Rewards Credit Card work?
Once you’re approved, all it takes to get started is a minimum required security deposit, which you can pay all at once or over time. You can make your security deposit online or over the phone. When you’ve made your minimum required security deposit, your account will be opened. There are two ways your security deposit can be refunded. First, you can earn back your deposit as a statement credit by using your card responsibly or second, we will refund it when you close your account and pay your balance in full. Your card status will be regularly reported to the three major credit bureaus.
How is the Capital One Quicksilver Secured Rewards Credit Card different from a prepaid card?
Unlike a prepaid card, a secured card is an actual credit card that reports to the three major credit bureaus—providing the opportunity to build your credit, with responsible use. Prepaid cards are more like debit cards and cannot help you build your credit because they do not report to the major credit bureaus.
Will my Capital One Quicksilver Secured Rewards Credit Card have the word “secured” on it?
No. Your Capital One Quicksilver Secured Rewards Credit Card will not have the word “secured” on it. It will look just like other Capital One credit cards.
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Your security deposit will be returned and your account unsecured. All other card terms and features will remain the same.
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Your maximum credit limit will be assigned upon approval and range from $1,000 to $3,000 based on your creditworthiness.
3
Statement credits lower your account balance, but cannot be used to meet any minimum payment obligations.
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Redemption rates for these options may vary and are subject to change.
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Some cardholder benefits are only available to the primary cardholder and not authorized users.